---
description: Compare GiniMachine vs ACTICO Credit Risk Platform regarding their features, reviews, pricing, specifications, screenshots & more.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: GiniMachine vs ACTICO Credit Risk Platform Comparison
---

Breadcrumb: [Home](/) > [Machine Learning Software](/directory/4358/machine-learning/software) > [GiniMachine \<span\>vs\</span\> ACTICO Credit Risk Platform](https://www.softwareadvice.ie/compare/187252/370035/ginimachine/vs/credit-risk-rating-platform)

# Compare GiniMachine vs ACTICO Credit Risk Platform

Canonical: https://www.softwareadvice.ie/compare/187252/370035/ginimachine/vs/credit-risk-rating-platform

> Detailed comparison between GiniMachine and ACTICO Credit Risk Platform. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | GiniMachine | ACTICO Credit Risk Platform |
| **Overall rating** | 4.5/5 | - |
| **Total Reviews** | 4 | 0 |
| **Starting Price** | €100.00 | €45,000.00 |
| **Free Trial** | Yes | Yes |
| **Free Version** | - | No |
| **Deployment** | Cloud, SaaS, Web-based | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Windows (On-Premise), Linux (On-Premise), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk | Email/Help Desk, Knowledge Base, Phone Support |
| **Training** | Live Online, Documentation, Videos | In Person, Live Online, Webinars, Documentation, Videos |

## Key features

### GiniMachine

- API
- Activity Dashboard
- Audit Trail
- Counterparty Risks
- Credit Risk Management
- Customisable Reports
- Dashboard
- Data Management
- Fraud Detection
- IT Risk Management
- Limit Control
- Loan Portfolio Management
- Operational Risk Management
- Performance Metrics
- Portfolio Analysis
- Real-Time Reporting
- Reporting & Statistics
- Reporting/Analytics
- Risk Analysis
- Third-Party Integrations

### ACTICO Credit Risk Platform

- API
- Activity Dashboard
- Audit Trail
- Counterparty Risks
- Credit Risk Management
- Customisable Reports
- Dashboard
- Data Management
- Fraud Detection
- IT Risk Management
- Limit Control
- Loan Portfolio Management
- Operational Risk Management
- Performance Metrics
- Portfolio Analysis
- Real-Time Reporting
- Reporting & Statistics
- Reporting/Analytics
- Risk Analysis
- Third-Party Integrations

## Links

- [View GiniMachine Profile](https://www.softwareadvice.ie/software/187252/ginimachine)
- [View ACTICO Credit Risk Platform Profile](https://www.softwareadvice.ie/software/370035/credit-risk-rating-platform)
- [View Original Comparison](https://www.softwareadvice.ie/compare/187252/370035/ginimachine/vs/credit-risk-rating-platform)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"GiniMachine vs ACTICO Credit Risk Platform Comparison","description":"Compare GiniMachine vs ACTICO Credit Risk Platform regarding their features, reviews, pricing, specifications, screenshots & more.","url":"https://www.softwareadvice.ie/compare/187252/370035/ginimachine/vs/credit-risk-rating-platform","about":[{"@id":"https://www.softwareadvice.ie/software/187252/ginimachine#software"},{"@id":"https://www.softwareadvice.ie/software/370035/credit-risk-rating-platform#software"}],"breadcrumb":{"@id":"https://www.softwareadvice.ie/compare/187252/370035/ginimachine/vs/credit-risk-rating-platform#breadcrumblist"},"@id":"https://www.softwareadvice.ie/compare/187252/370035/ginimachine/vs/credit-risk-rating-platform#webpage","@type":["WebPage","CollectionPage"],"isPartOf":{"@id":"https://www.softwareadvice.ie/#website"},"publisher":{"@id":"https://www.softwareadvice.ie/#organization"},"inLanguage":"en-IE"},{"name":"GiniMachine","description":"GiniMachine is a no-code SaaS solution, which helps businesses combine machine learning technologies with their historical data. GiniMachine can be used for multiple purposes: credit and collection scoring, the discovery of upsell and cross-sell opportunities, churn prediction, employee turnover prediction, and more.\n\nFor the financial industry, key features include predictive modeling, Credit Bureau reporting, compliance management, portfolio modeling, loan portfolio management, debt valuation, enterprise risk management, portfolio management, and risk analytics.\n\nRisk managers using GiniMachine can build risk models using machine learning algorithms to facilitate predictions in real-time and reduce credit risks. The platform uses historical data to build individualized models through the proprietary implementation of a decision tree ensemble method and a deep learning neural network. Additionally, it allows managers to generate validation reports comprising detailed insights and diagrams, which helps to track model performance and calculated Gini index.\n\nGiniMachine offers end-to-end support for existing workflows via RestAPI, enabling teams to host the model or deploy it on-premise to streamline real-time predictions and risk calculations.  \n\nA free trial is available on the website. \nGiniMachine is available on a monthly subscription and support is extended via an inquiry form and email.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/a2732a1d-061a-4414-b76c-9f0a9c79300e.png","url":"https://www.softwareadvice.ie/software/187252/ginimachine","@id":"https://www.softwareadvice.ie/software/187252/ginimachine#software","@type":"SoftwareApplication","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.softwareadvice.ie/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.5,"bestRating":5,"ratingCount":4},"offers":{"price":"100","@type":"Offer","priceCurrency":"EUR"},"operatingSystem":"Cloud"},{"name":"ACTICO Credit Risk Platform","description":"ACTICO Credit Risk Platform is a banking systems software that helps businesses streamline financial spreading, credit analysis and credit approval workflows to make faster, well-informed credit decisions in commercial and SME lending. The platform allows the implementation and execution of bank-internal rating models on a centralized rating engine. Customers can also access industry-leading external credit scorecards. \n\nBuilt on the Salesforce platform, the solution offers banks and FIs a secure, highly flexible cloud-based solution to increase the efficiency and speed of risk assessment processes.\n\n- Secure, flexible, and highly scalable cloud technology built on Salesforce - the solution can be accessed anytime, anywhere, from any device\n- User friendly, graphical drag-and-drop editor to implement, test, document and deploy decision strategies and risk models of any complexity (e.g., scorecards, pricing rules, ratings). \n- User-Interfaces and Workflows are configured using the Salesforce framework. \n- Extensive feature set for Financial Spreading supporting any number of spreading templates \n- Projections and Peer Group Analysis capabilities \n- Platform allows for the implementation of market-, product- and channel specific rule models \n- Management of customer groups (group of connected clients and borrower units)\n- Extensive capabilities for capturing, structuring and process financial statement data including OCR technologies for data integration   \n- A 360-degree portfolio view, reporting and dashboard capabilities \n- Integration of any number of internal or external data sources \n- Fully auditable version management of rule models\n- Audit-proof storage of all input and output data and model changes in a central data storage \n\nThe platform is aimed on risk departments to independently managed rule models and perform credit decisioning and rating processes. \n\nACTICO is a full-service provider and offers extensive support for the successful implementation, configuration and integration of our solutions.\nFor implementation of the Credit Decision Platform, we typically propose a joint implementation approach that consists of a joint team of the customer and ACTICO resources working collaboratively side-by-side. Under an agile project methodology (e.g. Scrum), resources of both organizations would be part of the agile delivery team.\nThis implementation approach sets the perfect basis for enabling the customer to independently maintain and manage the Credit Engine and the underlying rule models. ACTICO services can be delivered remotely and on-site at the bank’s premises.\nThe ACTICO service portfolio typically includes the following: \n- Training services\n- Architecture and solution design workshops\n- Support for model implementation and configuration\n- Quality assurance and review of implemented models\n- General support questions\n It is also possible to leverage banks-internal or external resources with Salesforce expertise.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/9d3af667-17ff-4266-8365-45955bdd535d.png","url":"https://www.softwareadvice.ie/software/370035/credit-risk-rating-platform","@id":"https://www.softwareadvice.ie/software/370035/credit-risk-rating-platform#software","@type":"SoftwareApplication","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.softwareadvice.ie/#organization"},"offers":{"price":"45000","@type":"Offer","priceCurrency":"EUR"},"operatingSystem":"Cloud, Apple, Windows, Linux, Windows on premise, Linux on premise, Platform ios, Platform ipad"},{"@id":"https://www.softwareadvice.ie/compare/187252/370035/ginimachine/vs/credit-risk-rating-platform#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Machine Learning Software","position":2,"item":"/directory/4358/machine-learning/software","@type":"ListItem"},{"name":"GiniMachine vs ACTICO Credit Risk Platform","position":3,"item":"https://www.softwareadvice.ie/compare/187252/370035/ginimachine/vs/credit-risk-rating-platform","@type":"ListItem"}]}]}
</script>