---
description: Compare Qonto vs Backbase regarding their features, reviews, pricing, specifications, screenshots & more.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: Qonto vs Backbase Comparison
---

Breadcrumb: [Home](/) > [Online Banking Software](/directory/4184/online-banking/software) > [Qonto \<span\>vs\</span\> Backbase](https://www.softwareadvice.ie/compare/446773/480165/qonto/vs/Backbase-CXP)

# Compare Qonto vs Backbase

Canonical: https://www.softwareadvice.ie/compare/446773/480165/qonto/vs/Backbase-CXP

> Detailed comparison between Qonto and Backbase. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Qonto | Backbase |
| **Overall rating** | 4.5/5 | 4.6/5 |
| **Total Reviews** | 240 | 5 |
| **Starting Price** | €9.00 | - |
| **Free Trial** | Yes | Yes |
| **Free Version** | Yes | No |
| **Deployment** | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Windows (On-Premise), Linux (On-Premise), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Windows (On-Premise) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support |
| **Training** | Live Online, Documentation, Videos | In Person, Live Online, Webinars, Documentation, Videos |

## Key features

### Qonto

- API
- Accounting
- Activity Dashboard
- Cash Flow Management
- Compliance Management
- Core Banking
- Customer Experience Management
- Monitoring
- Multi-Currency
- Real-Time Data
- Secure Login
- Transaction History
- Transaction Monitoring
- Two-Factor Authentication
- User Management

### Backbase

- API
- Activity Dashboard
- Chat/Messaging
- Compliance Management
- Core Banking
- Credit Card Management
- Customer Experience Management
- Live Chat
- Real-Time Analytics
- Single Sign On
- Transaction History
- Transaction Monitoring
- Two-Factor Authentication
- User Management

## Links

- [View Qonto Profile](https://www.softwareadvice.ie/software/446773/qonto)
- [View Backbase Profile](https://www.softwareadvice.ie/software/480165/Backbase-CXP)
- [View Original Comparison](https://www.softwareadvice.ie/compare/446773/480165/qonto/vs/Backbase-CXP)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Qonto vs Backbase Comparison","description":"Compare Qonto vs Backbase regarding their features, reviews, pricing, specifications, screenshots & more.","url":"https://www.softwareadvice.ie/compare/446773/480165/qonto/vs/Backbase-CXP","about":[{"@id":"https://www.softwareadvice.ie/software/446773/qonto#software"},{"@id":"https://www.softwareadvice.ie/software/480165/Backbase-CXP#software"}],"breadcrumb":{"@id":"https://www.softwareadvice.ie/compare/446773/480165/qonto/vs/Backbase-CXP#breadcrumblist"},"@id":"https://www.softwareadvice.ie/compare/446773/480165/qonto/vs/Backbase-CXP#webpage","@type":["WebPage","CollectionPage"],"isPartOf":{"@id":"https://www.softwareadvice.ie/#website"},"inLanguage":"en-IE","publisher":{"@id":"https://www.softwareadvice.ie/#organization"}},{"name":"Qonto","description":"💡 With an innovative product, highly responsive 7/7 customer service and clear pricing, Qonto has become the European leader in its category.\n\nGet started with a powerful Business Account for all your everyday banking needs.\n\n- Local IBANs (🇫🇷 French IBAN / 🇩🇪 German IBAN / 🇮🇹 Italian IBAN / 🇪🇸 Spanish IBAN)\n- Payment cards: spend up to €200,000/month. No hidden costs. Pay online, in-store, and abroad, whatever the situation, our range of free and premium corporate cards included in your subscription has got you covered.\n- Transfers: flexible payment methods - from Instant SEPA to SWIFT - so you can pay, and get paid, faster.\n- Transactions: unlimited history and real-time notifications.\n- Financing: easy access to integrated financing options.\n\nThen, leverage our Financial tools to keep track of your account. \n\n- Invoice management: centralize invoices &amp; receipts in one place, get paid faster &amp; automate your outgoing payments.\n- Spend management: control team spending with budgets, automatic receipt collection &amp; tailored access.\n- Bookkeeping: collaborate seamlessly with your accountant, connecting to our suite of tools, and get a full, real-time cash flow overview.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/fe67f421-7bb9-4fb9-bff2-9b31ded69a4e.png","url":"https://www.softwareadvice.ie/software/446773/qonto","@id":"https://www.softwareadvice.ie/software/446773/qonto#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.softwareadvice.ie/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","ratingValue":4.5,"bestRating":5,"ratingCount":240},"offers":{"price":"9","@type":"Offer","priceCurrency":"EUR"},"operatingSystem":"Cloud, Apple, Windows, Linux, Windows on premise, Linux on premise, Chrome, Android, Platform ios, Platform ipad"},{"name":"Backbase","description":"Re-architect banking around your customer\n\nBackbase offers a new-generation Engagement Banking Platform, allowing you to progressively modernize your main customer journeys and re-architect your business operations around your customers.\n\nCreate instant value by re-architecting your customer journeys\nBackbase offers banks the opportunity to break free from the constraints of legacy IT systems and embrace a new-generation engagement banking platform. How? By enabling banks to gradually replace or decompose disparate legacy systems and construct a modern customer engagement orchestration architecture around them. This allows banks to prioritize essential customer journeys across all touchpoints while eliminating silos and empowering customers and front-office employees.\n\nThe Engagement Banking Platform\nCrafting a composable new-generation banking fabric to build with ease and speed. Say goodbye to vendor lock-in and legacy systems. Backbase presents a contemporary omnichannel banking platform that empowers you to innovate on your own terms. Backbase takes charge of the foundational plumbing, allowing you to build and launch with ease and speed.\n\nOut-of-the-box web and mobile journeys to jump-start your digital transformation\nThe Model Bank accelerators provide a solid starting point for your digital transformation efforts. They embody industry best practices and base features that can be easily adopted and configured to fit your needs, allowing you to jumpstart your implementation. Meanwhile, our open platform APIs and SDK capabilities empower you to rapidly build and deploy features that truly differentiate your bank.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/ea55bf71-3629-4012-9c09-943392a98c19.png","url":"https://www.softwareadvice.ie/software/480165/Backbase-CXP","@id":"https://www.softwareadvice.ie/software/480165/Backbase-CXP#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.softwareadvice.ie/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","ratingValue":4.6,"bestRating":5,"ratingCount":5},"operatingSystem":"Cloud, Apple, Windows, Windows on premise"},{"@id":"https://www.softwareadvice.ie/compare/446773/480165/qonto/vs/Backbase-CXP#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Online Banking Software","position":2,"item":"/directory/4184/online-banking/software","@type":"ListItem"},{"name":"Qonto vs Backbase","position":3,"item":"https://www.softwareadvice.ie/compare/446773/480165/qonto/vs/Backbase-CXP","@type":"ListItem"}]}]}
</script>
