---
description: Review of PayPal Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice Ireland.
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title: PayPal | Reviews, Pricing & Demos - SoftwareAdvice IE
---

Breadcrumb: [Home](/) > [Chargeback Management Software](/directory/4793/chargeback-management-software/software) > [PayPal](/software/104664/paypal)

# PayPal

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> PayPal is a digital payment platform that enables businesses and individuals to pay and accept payments through an online portal. The solution is suitable for businesses of all sizes. It provides a one-touch login process, eliminating the need to re-enter information. For individuals, users can shop as well as process transactions overseas by linking their card details through PayPal’s portal.&#10;&#10;For business owners, users can accept international payments from banks or digital wallets through the portal. Users can bill clients, receive direct payments from suppliers or manufacturers and accept payments from multiple markets with a single account. PayPal charges a transaction fee, which is calculated based on businesses’ total sales volumes. The system is compatible with mobile devices.
> 
> Verdict: Rated **4.6/5** by 26301 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.6/5** | 26301 Reviews |
| Ease of Use | 4.6/5 | Based on overall reviews |
| Customer Support | 4.2/5 | Based on overall reviews |
| Value for Money | 4.5/5 | Based on overall reviews |
| Features | 4.6/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: PayPal
- **Location**: San Jose, US
- **Founded**: 1998

## Commercial Context

- **Starting Price**: US$0.29
- **Pricing model**: Other (Free version available)
- **Pricing Details**: Pricing is based per transaction.&#10;2.5% + Fixed fee ( $0.041)
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: Arabic, Chinese, Czech, Danish, Dutch, English, Finnish, French, German, Hebrew, Hungarian, Indonesian, Irish, Italian, Japanese, Korean, Norwegian, Polish, Portuguese, Russian, Spanish, Swedish, Thai, Traditional Chinese, Turkish, Ukrainian
- **Available Countries**: Australia, Canada, China, France, Germany, India, Japan, United Kingdom, United States

## Features

- ACH Payment Processing
- AI/Machine Learning
- API
- Access Controls/Permissions
- Accounting
- Activity Dashboard
- Ad hoc Reporting
- Alerts/Notifications
- Anomaly Detection
- Authentication
- Barcode/Ticket Scanning
- Billing & Invoicing
- Billing Portal
- CRM
- Cash Management
- Check Fraud Detection
- Compliance Management
- Contact Database
- Credit Card Processing
- Customisable Dashboard

## Integrations (53 total)

- 123FormBuilder
- 17hats
- Acuity Scheduling
- AthletaDesk
- BetterUnite
- BigCommerce
- Cash App
- ChargePay
- Chargebee
- Cognito Forms
- Constant Contact
- Donorbox
- Ecwid
- Formsite
- Fundraise Up

... and 38 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- Chat

## Category

- [Chargeback Management Software](https://www.softwareadvice.ie/directory/4793/chargeback-management-software/software)

## Related Categories

- [Chargeback Management Software](https://www.softwareadvice.ie/directory/4793/chargeback-management-software/software)
- [Tablet POS](https://www.softwareadvice.ie/directory/1451/tablet-pos/software)
- [Sporting Goods POS Software](https://www.softwareadvice.ie/directory/109/sporting-goods-store-software/software)
- [Small Business POS Software](https://www.softwareadvice.ie/directory/456/small-business-pos/software)
- [Fraud Management Tools](https://www.softwareadvice.ie/directory/4642/financial-fraud-detection/software)

## Alternatives

1. [Stripe](https://www.softwareadvice.ie/software/49509/stripe) — 4.6/5 (3309 reviews)
2. [Square Point of Sale](https://www.softwareadvice.ie/software/374161/square-register-pos) — 4.6/5 (3021 reviews)
3. [QuickBooks Online](https://www.softwareadvice.ie/software/393202/quickbooks-online) — 4.3/5 (8393 reviews)
4. [Epos Now](https://www.softwareadvice.ie/software/21000/epos-now) — 3.8/5 (713 reviews)
5. [Stampli](https://www.softwareadvice.ie/software/414803/stampli) — 4.8/5 (463 reviews)

## Reviews

### "Good Software" — 3.0/5

> **Lianne** | *31 March 2026* | Education Management | Recommendation rating: 7.0/10
> 
> **Pros**: This software makes online payment so much quicker.  You can also view monthly statements to view account activity.
> 
> **Cons**: The software now seems difficult to log into and it is difficult, if not impossible, to review you Paypal address when needing to send this to someone.&#10;&#10;Payment protection is also not as good as with a credit card.

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### "Take the good with the bad" — 4.0/5

> **Danielle** | *23 March 2026* | Transportation/Trucking/Railroad | Recommendation rating: 6.0/10
> 
> **Pros**: PayPal is a convenient and widely accepted payment method. Setting up a PayPal account is easy and hassle-free. Additionally, PayPal is accepted at many retailers, further enhancing its ease of use and convenience.
> 
> **Cons**: I have reservations about certain functionalities of PayPal. There are numerous scams associated with PayPal, and perpetrators often face minimal consequences. Additionally, PayPal lacks adequate protections for sellers. Consumers can fraudulently claim that goods or services have not been rendered, leading to a reversal of payment. The fees associated with certain transactions can end up feeling more like a penalty rather than a necessity.
> 
> I’ve had a pretty mixed experience using PayPal over time. On the one hand, it’s incredibly convenient. Setting up an account was quick, and I like not having to enter my card details every time I make an online purchase. Sending and receiving money is usually fast and straightforward, which makes it useful for splitting bills or paying people without much hassle.&#10;&#10;One of the biggest positives for me has been the sense of security. Knowing there’s some level of buyer protection gives me peace of mind when shopping online, especially from sellers I’m not familiar with. &#10;&#10;That said, there are definitely downsides. The fees can be frustrating, especially for certain transactions or when dealing with international payments. It sometimes feels like small amounts get chipped away more than expected. Another issue I’ve run into is how sensitive the system can be—there have been moments where transfers were delayed or my account was briefly limited, and it wasn’t always clear why.&#10;&#10;Overall, I’d say PayPal is reliable and convenient for everyday use, especially for online purchases, but it’s not perfect. It works well most of the time, but when problems come up, they can be a bit frustrating to deal with.

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### "Pay Pal is my Pal\!\!" — 5.0/5

> **Sherrie** | *30 March 2026* | Retail | Recommendation rating: 10.0/10
> 
> **Pros**: Paypal offers safe and secure purchasing over the internet protecting my bank account information from wrong doers.
> 
> **Cons**: Sometimes when there is a discrepancy in charges, Its difficult for Paypal to step in.  They are willing but only after you have tried to reconcile with the seller.
> 
> Love, Love, Love Paypal\!   They offer credit options making it easy to purchase items when cash is low.

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### "Paypal is my go to" — 5.0/5

> **Larry** | *22 December 2025* | Business Supplies & Equipment | Recommendation rating: 10.0/10
> 
> **Pros**: The ease of use of there website and the quick response from There customer support is top notch compared to cashapp or chime.
> 
> **Cons**: If someone sends you money from there checking account it takes up 5 days for you to get your money.
> 
> Overall i give pay pal 6 stars. Above 5. Every money instution has cons bout them .but paypal goes above and beyond for there customers to help them have a great experience with paypal.

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### "Solid Invoicing with a Couple of Minor Hiccups" — 4.0/5

> **Kyle** | *23 February 2026* | Health, Wellness & Fitness | Recommendation rating: 7.0/10
> 
> **Pros**: What I appreciate most is the sheer convenience and speed. Creating and sending a professional-looking invoice takes less than two minutes, even from the mobile app. I love that I don't have to chase clients for payment; the system sends them reminders, and the "Pay Now" button makes it effortless for them to pay via card or their own PayPal balance. The money is usually available in my account instantly, which is a huge plus for cash flow.
> 
> **Cons**: The fee structure can feel a bit steep compared to some bank transfer options. While it’s the price to pay for convenience, watching 2.99% + a fixed fee come off the top of every invoice stings a little on larger transactions. Also, while the mobile app is great for creating invoices, the reporting features on the desktop site feel a bit dated and clunky when you need to dig into your quarterly earnings.
> 
> Overall, my experience has been very positive. It removes the friction from getting paid. For a freelancer or small business owner, the peace of mind knowing that I will get paid on time (or at least have PayPal automatically remind the client) is worth its weight in gold. I deducted one star purely because of the fees and the slightly outdated interface on the web, but for reliability and ease of use, it’s a solid tool.

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## Links

- [View on SoftwareAdvice](https://www.softwareadvice.ie/software/104664/paypal)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/retail/paypal-profile/> |
| en-AU | <https://www.softwareadvice.com.au/software/104664/paypal> |
| en-GB | <https://www.softwareadvice.co.uk/software/104664/paypal> |
| en-IE | <https://www.softwareadvice.ie/software/104664/paypal> |
| en-NZ | <https://www.softwareadvice.co.nz/software/104664/paypal> |
| fr | <https://www.softwareadvice.fr/software/104664/paypal> |

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