Apple Pay

Pros

It's so convenient to pay literally everything no matter physical store or online, and it'll also change the credit card number to keep sercurity.

Cons

I'm a foreigner in the UK, so if I need to add my Taiwanese credit card to apple wallet, it requires me to call the bank, but I can not call as it's an international call, if I can verify through email that'll be helpful.

Pros

Apple pay is super convenient and safe. I love the ability to tap my phone or Apple Watch at a merchant and pay with my Apple device. The transaction is instant and secure.

Cons

Apple Pay is only available on Apple devices which creates some limitation on its users but other than that it works as a great payment processing application.

Pros

Nothing. As a merchant and customer, they do not keep commitments to follow-up with call-backs, they lied to a customer telling them the merchant was lying and had the funds, and they can not answer basic tranaction questions.

Cons

As a merchant and customer, they do not keep commitments to follow-up with call-backs, they lied to a customer telling them the merchant was lying and had the funds, and they can not answer basic tranaction questions.

Pros

Apple Pay is very user-friendly. You can upload your credit/debit cards by simply taking a picture of the card, without having to manually enter any numbers. I would estimate that at least 90% of the places I shop accept Apple Pay. One very large chain that does not allow you to use Apple Pay is wal-mart, which has been frustrating a few times when I didn't have any cash or cards on me. I love the fact that if I'm going on a bike ride, as long as I have my phone, I'm able to grab a coffee or a bottle of water without having to carry my purse or cash while biking. I'm able to just tap my phone & it acts exactly the same as using the hardcopy. There are no additional fees for using Apple Pay vs your actual card. It's faster & more convenient then digging through my purse & wallet to pay for my items with cash or cards!

Cons

I don't like that I can't use it to send money to anyone who doesn't have an iPhone.

Pros

The ease of setup, use and monitoring of expenses paid by Apple Pay is second to none. Using Apple Watch with Apple Pay is a breeze and makes things so much easier. Also online shopping with Apple Pay is easier and feels more secure and safe than any other method.

Cons

Not all retail stores and online shops accept it.

Alternatives Considered

Reasons for Switching to Apple Pay

Pros

We've had clients who've wanted Apple Pay for years, and over the last few years, we've begun to accept it, and the certain individuals who really want it, and SO happy for it. I personally like the security factor, it feels so safe. I think the customers prefer this also, over using their credit cards.

Cons

I don't have many negatives for Apple Pay. We had a demand for it from savvy customers, and now they have it. I guess the only downside for me when I myself USE it to make purcchases is that not every business is set up to take it for payment, so I have to keep that in mind.

Alternatives Considered

Reasons for Switching to Apple Pay

Pros

It’s easily available on my phone or other devices.

Cons

Apple Pay pulls your owed subscriptions from your balance.

Pros

Apple pay is a magnificent way to pay. Your online purchases go through with ease, and the apple pay option always pops up first. In person or instore purchases are paid by with the wave of your phone. This means no cards, no contact and safe.

Cons

More places need to accept Apple pay as an option.

Pros

User-friendly, robust security, and privacy features!

Cons

Sometimes, technical glitches force you to use physical cards.

Pros

The fact that I do not have to bring my wallet everywhere

Cons

It can be hard to connect some cards at times

Pros

I enjoy the convenience of paying my phone/tap.

Cons

I am concerned about possible transaction fees.

Pros

Really easy to use, add in your credit cards and they are ready to go. Easy way to pay for things, most places accept Apple Pay, and I don't need a bunch of credit cards in my wallet.

Cons

Apple Pay does not identify with my credit card with certain shop rewards. Also I tried putting a transit card in my phone case to get around, but it kept triggering Apple Pay even though I turned off the function to use it. It was annoying- I had to get my card out of my phone case to scan.

Pros

User Friendly and easy to setup for everyone.

Cons

Not really any dislikes. I use Apple pay often

Pros

Easy to use when you don't have your card on you. You can be able to use it at any place that accepts apple pay.

Cons

There isn't anything regarding apple pay that I dislike its very easy to use and sufficient to handle.

Pros

So easy to use Just double tab side button and easily check out at the store. I am able to give money to my kids and they are able to use cashless options

Cons

Security. I worry it is not secure. I worry that I can be subject to hacking.

Alternatives Considered

Reasons for Switching to Apple Pay

Pros

Ilove it because its easy and fast and save

Cons

Most be more options and support to slow

Pros

Add security to the transaction by not sharing the actual card details. Widely accepted.

Cons

Important to stay up-to date with the patches and updates.

Pros

The possibility using my phone to pay all my needs without cards or codes.

Cons

At this moment nothing to report, a very robust and safety method.

Pros

I like that it's easy to use and purchase across many mobile platforms. I could be online, I could be in an app, or I could use it in another electronic payment and it's always there. I don't have to worry about carrying around a bulky wallet or purse. I have payment on the go for my on-the-go lifestyle!

Cons

Sometimes, I've noticed data loss, like a last name or street address. I'll have to go back in and re-enter that information, even though nothing has changed. It's a small annoyance, but it does help me keep things updated.

Pros

i like how easy it is to add your card and how easy it is to use it just saves a lot of time

Cons

I have nothing bad to say about it i have used it and continue to use it and i love it

Pros

It's easy to use and implement, widely used, and available to the general consumer

Cons

nothing in particular as apple pay provides the functionality we need.

Pros

It's super easy to use, it has awsome support, realible software and security! Have a bunch of bonuses, saving your money, fast transfer of money and much more!

Cons

The only con out here, is, that you will need an iPhone or Apple device to use it.

Pros

Nothing. It simply does not work. They extort money from customers and do not send them the way that they are supposed to. They lie and cheat and they do not reply to customers with respect or even the most basic courtesy. I have nothing good to say about Apple Pay.

Cons

The software as version 9 caused customers like me tremendous problems. I tried to transfer $9500 from my Apple Pay to my Ameritrade account. This transaction should have been instantaneous and it was promised as being an immediate transaction. This is why I tried to use the service. This was a mistake. The transaction instead went through as a regular ACH transfer. Using Apply Pay for ACH simply does not make sense as they are far inferior to a standard bank. Apple Pay does not insure your money nor are they even able to give you something as simple as a receipt proving the transaction has been made. Contacting them is a nightmare and if you manage to get anyone on the phone, rest assured that they will be ZERO help and will simply repeat what representative, a guy being investigated by a number of regulatory agencies including the department of justice tells them to say, "we are the highest authority". This is what they tell you if you ask them to speak to a supervisor. More importantly, not only are they useless, but they are rude to boot! The fact that version 9 (prior to version 12) causes so much damage to the average customer is a technical nightmare. I have no idea what the newer version 12 does, because even though I downloaded after my issues started, at that point my Apple Pay account had been suspended and my money has been in limbo for the past two business days including the weekend. Horrible system.

Pros

It's easy and you only need register your credit card and that's it. to the moment to pay you only need to put your password, you don't need to remember all the numbers of your credit card.

Cons

You need an internet connection for realize all the pays, in some places this pay metod it doesn't work. Apple pay it's excellent app in USA but in other countries is not the best.

Alternatives Considered

Reasons for Switching to Apple Pay

Pros

What i really loves with apple pay is that apple integrate it with everything in its eco system even with the new apple watch where i can simply touch the face of my watch to any point of sale device and easily make payments which is super great with this whole pandemic i really love that where i dont have to touch anything other than the face of my watch, plus apple pay makes payment whole lot simple because every one always have their phone in there hands so to just switch to apple pay from the phone is a whole lot simple other than a female reaching in to their bags or purse and a man digging through their back pocket searching for a credit card and what not its just simple....

Cons

What i dont like about apple pay is that adding the card is sometimes challenging i wish it was a bit more simple but once the card is added its there for every to use....

Pros

Incorporating ApplePay to my business was awesome. I could easily give multiple employees access to the one business card and I like that ApplePay has great security. Also allows them to make bigger purchases without the need for a pin like with the physical card. My customers love having this option to pay as well for convenience and ease.

Cons

If the client or employee’s phone runs out of battery, they don’t have access to this payment option. This would be more of a concern for people who offer services that take multiple hours and must be performed on-site - for me, I haven’t experienced this issue as of yet. If employees have access to the business card via ApplePay, there is room for an accidental charge if they use ApplePay in their personal lives too.

Pros

It’s easy to make payments without having to carry a physical debit card.

Cons

Sometimes I have trouble with certain websites with using apply pay. It says change shipping address; but I have a hard to finding access to make these changes.

Pros

The most I like is that Apple Pay is convenient and secure, allowing quick payments with just a tap and using advanced security features like biometric authentication. It also integrates seamlessly with other Apple services and protects your privacy by not storing or sharing transaction information.

Cons

The least i like about apple pay is the limited acceptance in some regions and by certain merchants.

Pros

Apple pay has been a game changer for me, not having to search through my purse and the unfortuante times I forget my purse all together, has been wonderful. It's incredibly convenient and makes shopping very easy. I love that it uses face ID, it feels safe and comforting.

Cons

The only con I can think of is that it is not accepted everywhere. Another con is obviously if my phone died

Pros

Apple provides a simple convenient way for customers to pay for their purchases

Cons

I’m always looking for lower payment processing fees

Pros

What I liked most about apple pay is the access that you can use just in case you forget your card. Also it works for most in store locations and can be just what you need all you have to do is scan your ID and then it goes through the transcation for you. 8/10 recommend.

Cons

Umm the only thing that I didn't like about Apple Pay is that you may have to have the 3 digit security code and so if you've ordered a new card you have to wait until you get your 3 digit security code in the mail.

Pros

Ease of use and versatility of payment devices and locations

Cons

It doesn't integrate as well with my budget software

Pros

Apple Pay is very efficient to use. The cards can be added easily and the way of making payments is secure.

Cons

I wish the IDs could be added there. Also, face recognition sometimes glitches but pay with passcode option is always available so it works fine.

Pros

How safe and secure and unhackable it is

Cons

How quickly you can get locked out of it

Pros

Ease of use, reliability and integration with most credit card providers

Cons

No support on android phones and iPhone is a must to use this service

Pros

Nearly everyone has a mobile phone now! It’s so easy to pay with your Apple device!

Cons

Nothing comes to mind at this time, all positive

Pros

I can leave my house without a wallet, and I feel that it is somehow very safe, protecting my info.

Cons

I think it should provide the service for non apple devices as well.

Pros

Apple pay is so simple and effective to use. Being able to quickly pay for products when I am out and about saves me so much time and energy in making sure I have my wallet, cards, etc., on me to do so. It is the most convenient contactless payment method. With the addition of Apple Wallet, I can save all manor of cards from credit and debit, to membership cards, to event tickets, and more. The best part is that it has no cost associated, which makes it accessible for all.

Cons

I have not yet had a negative experience with Apple Pay! Which is saying a lot for how often I am using it.

Pros

I like the ease of app and the overall integration with tickets

Cons

I would use it more if it was accepted at more major retailers

Pros

- Ease of use
- Accessible
- Secure
- Possibility of online payment

Cons

- Sometimes, like for example Japan, don't always accept Apple Pay

Pros

I’m using Apple Pay every single day and since that my life got easy as someone doesn’t like to pay by cash and take their card everywhere

Cons

There’s nothing no not like about Apple Pay

Pros

It's a very easy way to pay very secure with the promise apple is the only one that can give this type of service

Cons

Can't use it on android it will not work on any other phone or system which isn't ios based so that's a disadvantage

Pros

Apply pay is very convenient to use, with being able to connect you bank information to Apple Pay and being able to have its on your iPhone helps when you don’t have your physical debit card or perhaps you left your wallet at home or in the car you can use Apple Pay to pay for whatever you need at that moment. You can also use it to make transactions with other people for selling goods and products.

Cons

There isn’t much I don’t like about Apple Pay, the only thing I find not useful is it’s for Apple members only so if you don’t have an iPhone, you can’t use it.

Pros

Super easy to use and to get to. I like it!

Cons

Nothing at all! Super easy to use for all.

Pros

It's super easy and intuitive, I have my cards on my iPhone and I can pay things just using the phone.

Cons

It's not accepted everywhere, in Walmart for example in the USA it's not accepted.

Pros

I like how if you don’t have your card present you can just use Apple Pay to pay for things . If you are a person that loses important things Apple Pay is very useful .

Cons

I do not dislike anything about Apple Pay .

Pros

Speed ​​​​and constant notifications at the moment of payment, and it also facilitates the method of payment. Apple is one of the best companies that I love very much, and I do not want to associate Apple with any company because it is the best in excellence

Cons

I think that nothing is missing because Apple always loves excellence and also has a strong program in development and challenges and every day something great happens from Apple I do not think that there is a company like Apple because Apple is the best for me

Pros

Easy to use. I don’t need to carry credit cards around.

Cons

Not acceptable everyone, could be acceptable in more places

Pros

Very easy to use, reliable. Excellent for tracking expenses.

Cons

Nothing, it works flawlessly every time.

Pros

If I didn’t have my physical card I can use apple to pay

Cons

Nothing it’s a great use for ppl tht don’t have a card