---
description: Review of Apple Pay Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice Ireland.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: Apple Pay | Reviews, Pricing & Demos - SoftwareAdvice IE
---

Breadcrumb: [Home](/) > [Mobile Banking Software](/directory/4177/mobile-banking/software) > [Apple Pay](/software/125584/apple-pay)

# Apple Pay

Canonical: https://www.softwareadvice.ie/software/125584/apple-pay

Page: 1 / 36\
Next: [Next page](https://www.softwareadvice.ie/software/125584/apple-pay?page=2)

> Apple Pay offers a secure and private way to pay for goods and services through iOS apps. Users can provide all payment and shipping information with a single touch using Touch ID.&#10;&#10;&#10;Instead of using cash or cards at checkout, Apple Pay enables users to hold their iPhones over near field communication (NFC) terminals to make secure payments instead of using cash or cards at checkout. The solution is an NFC-payment system that is characterized by an anonymous and single-use token system that keeps credit card data completely secure.&#10;&#10;&#10;Apple Pay uses third-party apps for managing items such as gift cards, boarding passes and movie tickets. The solution is suitable for both small and medium businesses, however it requires iOS 8.1 or above and an iPhone 6S, iPhone 6S Plus, iPhone 6 or iPhone 6 Plus.&#10;&#10;&#10;The iPad Air 2, iPad mini 4, iPad Pro, iPad mini 3 and Apple Watch also work with it, but iPads only support it in apps, and the Apple Watch must be paired with an iPhone.
> 
> Verdict: Rated **4.7/5** by 858 users. Top-rated for **Likelihood to recommend**.

-----

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.7/5** | 858 Reviews |
| Ease of Use | 4.8/5 | Based on overall reviews |
| Customer Support | 4.5/5 | Based on overall reviews |
| Value for Money | 4.7/5 | Based on overall reviews |
| Features | 4.7/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: TheraOffice
- **Location**: Westmont, US
- **Founded**: 1999

## Commercial Context

- **Pricing model**: Per Feature
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- Authentication
- Digital Wallet

## Support Options

- Email/Help Desk
- Phone Support
- Chat

## Category

- [Mobile Banking Software](https://www.softwareadvice.ie/directory/4177/mobile-banking/software)

## Alternatives

1. [Plaid](https://www.softwareadvice.ie/software/179020/plaid-for-lending) — 4.4/5 (109 reviews)
2. [Cash App](https://www.softwareadvice.ie/software/319076/cash-app) — 4.2/5 (711 reviews)
3. [Google Pay](https://www.softwareadvice.ie/software/124963/google-pay) — 4.6/5 (927 reviews)
4. [Ambit](https://www.softwareadvice.ie/software/416925/ambit) (0 reviews)
5. [EHRYourWay](https://www.softwareadvice.ie/software/3789/ehryourway) — 4.9/5 (529 reviews)

## Reviews

### "Fast, Secure, and Convenient Mobile Payment Solution" — 5.0/5

> **Swetha** | *31 May 2026* | Automotive | Recommendation rating: 9.0/10
> 
> **Pros**: Apple Pay is extremely easy to use and makes payments fast and convenient. The setup process is straightforward, and I can securely make purchases online, in apps, and at stores without carrying physical cards. The integration with the Apple ecosystem is seamless, and Face ID or Touch ID adds an extra layer of security while keeping transactions quick.
> 
> **Cons**: Not every merchant accepts Apple Pay, especially some smaller businesses. Occasionally, there can be issues with card verification when adding a new card, and customer support for payment-related issues may involve both Apple and the card issuer, which can sometimes be confusing.

-----

### "My go-to pay method" — 5.0/5

> **Verified Reviewer** | *29 May 2026* | Human Resources | Recommendation rating: 10.0/10
> 
> **Pros**: The convenience and efficiency of being able to use my phone to pay for things rather than digging through my purse to find my wallet.
> 
> **Cons**: Not all credit cards are compatible with Apple Pay yet so it defeats the purpose of being convenient if I can't use the card I wanted to.
> 
> Overall, it's my go-to method for purchases and saves me so much time in my day-to-day life that I would feel a huge loss if I didn't have it at all.

-----

### "Master Reviewer" — 5.0/5

> **Mike** | *27 May 2026* | Food & Beverages | Recommendation rating: 10.0/10
> 
> **Pros**: What I like most about Apple Pay is that it’s very convenient with strong security and privacy that’s also widely accepted.
> 
> **Cons**: What I like least about Apple Pay is that it is phone battery dependent and can create over reliance on your phone.
> 
> My overall experience has been a pretty good one and I will continue using the platform for the foreseeable future.

-----

### "Secure and Convenient Mode of Payment" — 5.0/5

> **Leziel** | *10 July 2026* | Consumer Goods | Recommendation rating: 10.0/10
> 
> **Pros**: What I liked the most with Apple Pay is the convenience of paying any purchases I make whether in-store or online.
> 
> **Cons**: What I like the least with it is not really the app but the fact that not all stores accept tap payment.
> 
> Apple Pay is secure and convenient to use in paying transactions whether it is in-store or online. It is easy and quick to use.

-----

### "The End of the Physical Wallet" — 4.0/5

> **Verified Reviewer** | *23 April 2026* | Financial Services | Recommendation rating: 7.0/10
> 
> **Pros**: I love that I can leave my house with just my phone and still pay for everything. The fact that it doesn't share my actual card number with merchants gives me huge peace of mind
> 
> **Cons**: The biggest drawback is the dependency on battery life—if your phone dies, you can't pay. You will need to first find a charger to continue to use Apple Pay.
> 
> It has completely changed my daily routine. Transactions are faster and the integration with the Wallet app makes tracking my spending effortless

-----

Page: 1 / 36\
Next: [Next page](https://www.softwareadvice.ie/software/125584/apple-pay?page=2)

## Links

- [View on SoftwareAdvice](https://www.softwareadvice.ie/software/125584/apple-pay)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/mobile-banking/apple-pay-profile/> |
| en-AU | <https://www.softwareadvice.com.au/software/125584/apple-pay> |
| en-GB | <https://www.softwareadvice.co.uk/software/125584/apple-pay> |
| en-IE | <https://www.softwareadvice.ie/software/125584/apple-pay> |
| en-NZ | <https://www.softwareadvice.co.nz/software/125584/apple-pay> |

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"SoftwareAdvice Ireland","address":{"@type":"PostalAddress","addressLocality":"Dublin","addressRegion":"D","postalCode":"D02 NP94","streetAddress":"2 Park Place, 3rd Floor, Hatch St Dublin, D02 NP94 Ireland"},"description":"We've helped more than 500000 buyers to find the right software.","email":"info@softwareadvice.ie","url":"https://www.softwareadvice.ie/","logo":"https://dm-localsites-assets-prod.imgix.net/images/software_advice/logo-white-d2cfd05bdd863947d19a4d1b9567dde8.svg","@id":"https://www.softwareadvice.ie/#organization","@type":"Organization","parentOrganization":"G2.com, Inc.","sameAs":[]},{"name":"Apple Pay","description":"Apple Pay offers a secure and private way to pay for goods and services through iOS apps. Users can provide all payment and shipping information with a single touch using Touch ID.\n\n\nInstead of using cash or cards at checkout, Apple Pay enables users to hold their iPhones over near field communication (NFC) terminals to make secure payments instead of using cash or cards at checkout. The solution is an NFC-payment system that is characterized by an anonymous and single-use token system that keeps credit card data completely secure.\n\n\nApple Pay uses third-party apps for managing items such as gift cards, boarding passes and movie tickets. The solution is suitable for both small and medium businesses, however it requires iOS 8.1 or above and an iPhone 6S, iPhone 6S Plus, iPhone 6 or iPhone 6 Plus.\n\n\nThe iPad Air 2, iPad mini 4, iPad Pro, iPad mini 3 and Apple Watch also work with it, but iPads only support it in apps, and the Apple Watch must be paired with an iPhone.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/da4a5265-aacd-4247-a08c-0f93f43241a4.png","url":"https://www.softwareadvice.ie/software/125584/apple-pay","@id":"https://www.softwareadvice.ie/software/125584/apple-pay#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.softwareadvice.ie/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","ratingValue":4.7,"bestRating":5,"ratingCount":858},"operatingSystem":"Cloud"},{"@id":"https://www.softwareadvice.ie/software/125584/apple-pay#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Mobile Banking Software","position":2,"item":"/directory/4177/mobile-banking/software","@type":"ListItem"},{"name":"Apple Pay","position":3,"item":"/software/125584/apple-pay","@type":"ListItem"}]}]}
</script>
