Mint

Pros

I love that Mint connects with all of your credit cards, bank accounts, and loans and gives you an easy to read list of balances, due dates, progress towards goals, and much more.

Cons

Some bank account connections need to be re-established regularly, but it is easy to do. I am guessing that is a security feature of the bank, and not the software's fault.

Pros

Mint is relatively easy to setup and allows you to link a broad category of accounts including: bank accounts, credit cards accounts, utilities (such as gas and electric), internet, and even investment accounts. In addition, Mint supports a broad number of companies within each category such as Wells Fargo, Chase, Xcel Energy, Xfinity and Robinhood.

Mint provides a fairly robust set of tools to manage your finances and set budgets. You can create categories for your purchases, and Mint will attempt to automatically assign your purchases to a specific category.

Perhaps one of Mint's best aspects, it is completely free.

Cons

It is not unusual for linked accounts to suddenly become unlinked, and while Mint is supposed to notify when that happens, it often does not. To relink an account you must go into the Mint app, go into the account settings, and manually relink each affected account. While the process is not difficult, when an account becomes unlinked you no longer get notifications when say a credit card bill is due.

The security and privacy of Mint has been brought into question by many sources, since linking accounts gives Mint nearly full access to those accounts. I personally have never had an issue, but it is something to consider.

The overall Mint interface can be rather clunky and difficult to navigate.

Pros

I like their self-explanatory and compartmentalized features. Personally I don't think saving accounts should be counted as Cash, which is more like Emergency Fund. But since I don't have much savings anyway, it doesn't matter much.

Cons

Never update pending transactions. It used to grey out pending ones. Users can see but are unable to edit.

Too many ads

Pros

Mint is an easy product to set up and it directly links to your financial accounts. It is very secure because of Inuit's expierience with cloud solutions you can access your information on any device securly.

Cons

There is not a lot of negatives. I would say some financial insititutions occationally loose their connection to Mint but they work on it to correct the issue.

Pros

Mint is a great way to track all your personal finances, the mobile interface is great and it is easy to link all your accounts.

Cons

Nothing bad to say here, at points it was hard to link certain accounts and they would not refresh, but those issues have for the most part been resolved.