---
description: Review of Wise Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice Ireland.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: Wise | Reviews, Pricing & Demos - SoftwareAdvice IE
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/4526/online-payment/software) > [Wise](/software/319289/wise)

# Wise

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> Wise is payment processing software that lets businesses transfer money in multi-currencies to users across international countries. It is a customizable system designed to handle the specific needs of enterprise-level merchants, businesses, financial institutions, and freelancers.&#10;&#10;Wise allows users to send and receive funds for their domestic remittances and online shopping. Enterprises can also send invoices, accept online payments, take deposits and manage finances on a unified portal. Additionally, users can accept payments via PayPal, Payoneer, bank accounts, and other channels.&#10;&#10;It comes with a usage-based fee and support is provided via email, FAQs and other online measures.
> 
> Verdict: Rated **3.7/5** by 88 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **3.7/5** | 88 Reviews |
| Ease of Use | 4.0/5 | Based on overall reviews |
| Customer Support | 3.4/5 | Based on overall reviews |
| Value for Money | 3.8/5 | Based on overall reviews |
| Features | 3.9/5 | Based on overall reviews |
| Recommendation percentage | 70% | (7/10 Likelihood to recommend) |

## About the vendor

- **Company**: Wise

## Commercial Context

- **Pricing model**:  (Free version available)
- **Pricing Details**: Contact Wise for pricing details.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English, German
- **Available Countries**: United Kingdom

## Features

- API
- Activity Dashboard
- Alerts/Notifications
- Data Import/Export
- Data Security
- Invoice Management
- Multi-Currency
- Online Payments
- Reporting/Analytics
- Status Tracking
- Transaction History
- Transaction Monitoring

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base

## Category

- [Payment Processing Software](https://www.softwareadvice.ie/directory/4526/online-payment/software)

## Alternatives

1. [PayPal](https://www.softwareadvice.ie/software/104664/paypal) — 4.6/5 (26597 reviews)
2. [Venmo](https://www.softwareadvice.ie/software/317580/venmo) — 4.7/5 (9302 reviews)
3. [Stripe](https://www.softwareadvice.ie/software/49509/stripe) — 4.6/5 (3369 reviews)
4. [Square Payments](https://www.softwareadvice.ie/software/374157/square-payments) — 4.7/5 (2706 reviews)
5. [Square Point of Sale](https://www.softwareadvice.ie/software/374161/square-register-pos) — 4.6/5 (3033 reviews)

## Reviews

### "The Best Online Bank Miles Away" — 5.0/5

> **Gustavo** | *13 May 2022* | Marketing & Advertising | Recommendation rating: 10.0/10
> 
> **Pros**: It does offer great exchange rates.&#10;You can literally a bank account in different countries like EEUU, UK, Belgium, etc.&#10;The money transferring system is super easy to use
> 
> **Cons**: As the time pass, it has become more difficult to open a Wise Account. &#10;It does not allow Venezuelan customers to manage their cards, nor their accounts while in Venezuela, and it is a terrible deal, since you might be eventually parked at some places, and you won't be able to use your funds. &#10;The customer support is not as good as it should be. I found myself looking for Wise customer services in different countries once a particular time zone is closed. &#10;There are no physical or virtual cards for businesses in the United States, then it is super limited the money management.
> 
> I do use Wise literally daily from almost three years. I have to travel a lot, and I find their rates to be the best with no questions.

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### "Fast, Seamless, Secure" — 5.0/5

> **Zahra** | *22 October 2021* | Management Consulting | Recommendation rating: 10.0/10
> 
> **Pros**: Not 1, but several\!\! Its a fluid and well integrated system. Sending and Receiving money is very quick. The app is secure, the system sends 2FA, their card never fails, the virtual cards are a great feature\! Jars is such a good idea and now we have another gimmick\! "Invest"
> 
> **Cons**: Its asks to load money before we're able to see accounts. So this is an extra step which wasn't there before. Not sure why they added but as long as conversion from one currency to another is allowed, i'm game - but otherwise it seems like 'not a nice thing to do, you know'
> 
> Wise for personal is very good... and great\! Wise for Business is superb\!\!

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### "Fast, Transparent, and Easy International Transfers" — 3.0/5

> **Flavia** | *13 May 2025* | Architecture & Planning | Recommendation rating: 5.0/10
> 
> **Pros**: The intuitive interface makes international money transfers incredibly simple. It's easy to understand fees upfront, and the real exchange rate shown is a huge plus. The mobile app is user-friendly, and notifications keep you informed every step of the way.
> 
> **Cons**: Some smaller currencies or countries aren’t fully supported, which can be limiting in rare cases. Also, first-time verification may take a bit longer than expected, depending on your location.
> 
> Wise has significantly improved the way I manage international payments. It’s transparent, fast, and much cheaper than using traditional banks. Whether I’m paying freelancers or transferring money to family abroad, I feel confident using Wise thanks to its clear process and dependable service. But for location my account was closed

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### "Wise - Best multicurrency account and lowest fees" — 5.0/5

> **Rodrigo** | *30 June 2025* | Automotive | Recommendation rating: 10.0/10
> 
> **Pros**: Lowest fees in the market, very fast international transactions, multi-currency accounts and worlwide coverage.
> 
> **Cons**: That they don´t issue cards, physical or digital for all the users. That they don´t open multi-currency accounts for people from many south american countries.
> 
> It worked awesome most of the time, I never had issues and the fees are very competitive. Believe it is the best option in the market nowadays.

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### "Must-Have\!" — 4.0/5

> **Suhail** | *4 December 2025* | Real Estate | Recommendation rating: 9.0/10
> 
> **Pros**: I liked Wise for its ease of use, quick setup, and real-time exchange rates that make transactions simple.
> 
> **Cons**: I liked least that Wise has no physical branches, which can be inconvenient when in-person support is needed.
> 
> My overall experience with Wise has been great—simple, fast, and reliable for everyday financial needs.

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## Links

- [View on SoftwareAdvice](https://www.softwareadvice.ie/software/319289/wise)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/product/319289-Wise/> |
| en-AU | <https://www.softwareadvice.com.au/software/319289/wise> |
| en-GB | <https://www.softwareadvice.co.uk/software/319289/wise> |
| en-IE | <https://www.softwareadvice.ie/software/319289/wise> |
| en-NZ | <https://www.softwareadvice.co.nz/software/319289/wise> |

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