---
description: Review of GoCardless Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice Ireland.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: GoCardless | Reviews, Pricing & Demos - SoftwareAdvice IE
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/4526/online-payment/software) > [GoCardless](/software/325192/gocardless)

# GoCardless

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> GoCardless is a leader in bank payments, including bank debit, real-time payments, and open banking. We believe bank payments are the best way for businesses to pay and get paid.&#10;&#10;We put you in control. Reducing complexity, cost, and friction in the payment process. Our platform brings Direct Debit into the digital age, building the best system for collecting recurring and one-off payments. Businesses of all sizes use GoCardless to collect and send payments confidently and securely—without the chasing, stress, or hidden fees.&#10;&#10;Over 100,000 businesses around the world trust us to power their payments, processing over $130 billion each year. Our clients range from small businesses to household names such as Box, TripAdvisor, Virgin, and The Guardian. You can collect and send payments across multiple countries and currencies, with support for a range of Direct Debit schemes across the UK and Europe.&#10;&#10;We help our customers face their payment challenges head-on. Our platform offers key features like automatically recovering failed payments with Success+, challenging chargebacks, and fighting fraud. We connect to over 2,500 banks, facilitating the adoption of open banking payments and data services. Plus, you can benefit from effortless integrations with world-leading accountancy, membership, and subscription software, including Xero, QuickBooks, Sage, and Zuora.&#10;&#10;The easy way to get paid.
> 
> Verdict: Rated **4.0/5** by 86 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.0/5** | 86 Reviews |
| Ease of Use | 4.0/5 | Based on overall reviews |
| Customer Support | 3.4/5 | Based on overall reviews |
| Value for Money | 3.8/5 | Based on overall reviews |
| Features | 4.0/5 | Based on overall reviews |
| Recommendation percentage | 70% | (7/10 Likelihood to recommend) |

## About the vendor

- **Company**: GoCardless
- **Location**: London, UK
- **Founded**: 2011

## Commercial Context

- **Starting Price**: £50.00
- **Pricing model**: Per User (Free version available) (Free Trial)
- **Pricing Details**: Standard: 1% transaction fees, capped at £2 (even if the transaction value is over £200)&#10;&#10;Pro: £200 per month, plus £0.01 - £0.60 per transaction
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: Dutch, English, French, German, Portuguese, Spanish
- **Available Countries**: Germany, United Kingdom

## Features

- API
- Accounting Integration
- Alerts/Notifications
- Billing & Invoicing
- Customisable Branding
- Data Security
- Electronic Payments
- Invoice Creation
- Invoice History
- Multi-Currency
- Online Invoicing
- Online Payments
- Payment Gateway Integration
- Payment Processing
- Payment Reconciliation
- Project Billing
- Projections
- Recurring Invoicing
- Recurring/Subscription Billing
- Reporting/Analytics

## Integrations (4 total)

- QuickBooks Online Advanced
- Sage CRM
- Xero
- Zuora

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- 24/7 (Live rep)
- Chat

## Category

- [Payment Processing Software](https://www.softwareadvice.ie/directory/4526/online-payment/software)

## Related Categories

- [Payment Processing Software](https://www.softwareadvice.ie/directory/4526/online-payment/software)
- [Billing and Invoicing Software](https://www.softwareadvice.ie/directory/263/billing-invoicing-software/software)
- [Recurring Billing Software](https://www.softwareadvice.ie/directory/3324/recurring-billing/software)

## Alternatives

1. [PayPal](https://www.softwareadvice.ie/software/104664/paypal) — 4.6/5 (26303 reviews)
2. [Venmo](https://www.softwareadvice.ie/software/317580/venmo) — 4.7/5 (9271 reviews)
3. [Stripe](https://www.softwareadvice.ie/software/49509/stripe) — 4.6/5 (3310 reviews)
4. [Square Payments](https://www.softwareadvice.ie/software/374157/square-payments) — 4.7/5 (2673 reviews)
5. [Square Point of Sale](https://www.softwareadvice.ie/software/374161/square-register-pos) — 4.6/5 (3022 reviews)

## Reviews

### "Best Solution On The Market" — 5.0/5

> **John** | *27 July 2021* | Health, Wellness & Fitness | Recommendation rating: 10.0/10
> 
> **Pros**: Very easy to get started with GoCardless. And super easy to either add payment requests manually or import them. They are by far the easiest payment solution platform I have come across.
> 
> **Cons**: The direct debit signup is hosted on their side. With the free tier, you get a link to a dedicated page where customers can submit their details. Recently we have updated our onboarding process and to integrate a seamless customer experience (i.e. the customer not being navigated to a GoCardless page) we need to subscribe to their Pro tier which is very expensive. Very disappointed with this feature not being available to at least the Plus tier.
> 
> Ou experience has been very positive. The platform is super easy to use. GoCardless is our main payments gateway and we will be sticking with them.

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### "Great little system for handling direct debit payments" — 5.0/5

> **Jane** | *23 April 2022* | Health, Wellness & Fitness | Recommendation rating: 10.0/10
> 
> **Pros**: It’s really easy to setup, and it’s really easy for my customers to setup their payments, even though many of them are not very IT savvy. I love that this software just gets on with the job of dealing with my customer payments and I rarely have to get involved\!
> 
> **Cons**: The only thing I noticed it was missing was the ability to take payment in all currencies. We have used it for sterling, euro and Australian dollar payments. We would have used it for Japanese yen too had the facility been there.
> 
> The big benefit is that it just deals with all the payments behind the scenes and saves me so much time. I only have to get involved on the rare occasions that a payment fails or something unusual occurs, and then it flags this up for me.

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### "NEVER Use This Service - They are the WORST\!" — 1.0/5

> **Dustin** | *4 December 2024* | Financial Services | Recommendation rating: 0.0/10
> 
> **Pros**: The provide of their service, which they have broken.
> 
> **Cons**: Everything about actually working with them.
> 
> I HATE this business\!\! They are the absolute worst. They allow you accept payments from customers, and THEN they suspend your account. The "Account Review" team can ONLY be reached by email and then NEVER respond. They have over $40,000 of my funds and have holding my account hostage for over two weeks and counting...

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### "GoCardless for WooCommerce & Xero Payments" — 4.0/5

> **Verified Reviewer** | *22 April 2022* | Design | Recommendation rating: 8.0/10
> 
> **Pros**: I now offer GoCardless as an alternative to Stripe for my website recurring payments (subscriptions). Many clients prefer paying from their bank account over a credit card, and I am happy to have an auto billing option that provides that service to them.
> 
> **Cons**: It seems to take a while for payments to clear in my account. Just be mindful of this before implementing - if you thought Stripe was slow, GoCardless is slower. Factor that into your decision.
> 
> Overall, I am happy with GoCardless. At first I just offered it on my Xero invoices, but since moving my invoicing and subscriptions to WooCommerce, I have implemented it on there too. I found my Xero connection wouldn't stay connected after I had it linked to WooCommerce though - not sure if thats a fault, or intentional.

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### "Excellent direct debit solution for vendors" — 5.0/5

> **Verified Reviewer** | *28 May 2023* | Management Consulting | Recommendation rating: 9.0/10
> 
> **Pros**: GoCardless was very simple to setup years ago when we wanted to offer our clients the option to pay via direct debit. Forunately there is a ready made connection to Zoho Books which made the whole setup extremely easy.
> 
> **Cons**: The fees are a bit higher than competitors, but that's understandable given the fact that there are no setup fees or recurring fees.
> 
> GoCardless is perfect for everybody that wants to start offering direct debit to clients without having to invest vast amounts of money upfront.

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## Links

- [View on SoftwareAdvice](https://www.softwareadvice.ie/software/325192/gocardless)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/accounting/gocardless-profile/> |
| en-AU | <https://www.softwareadvice.com.au/software/325192/gocardless> |
| en-GB | <https://www.softwareadvice.co.uk/software/325192/gocardless> |
| en-IE | <https://www.softwareadvice.ie/software/325192/gocardless> |
| en-NZ | <https://www.softwareadvice.co.nz/software/325192/gocardless> |

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