Pi.

Pros

A couple of things -1. It covers nearly all the bill payment options I need - Phone, DTH, and FASTag recharge. Everything becomes easy to manage from a single place.2. I can rely on PayTM's wallet instead of my bank, especially when UPI doesn't works or while I'm travelling . The transactions are easy, quick, and never fail.3. From the security point of view, PayTM adds an extra layer of confirmation while making transaction when you're on call with someone so you can be sure of the payment you're making.

Cons

There's no option to set up 2FA by using an external authenticator app (Google Authenticator etc), so you've to rely on the OTP sent to your phone number if the session times out or you've to log in from your PC. It'd be nice to fave this feature in case there's a network problem that's causing delays in getting the OTP.

Pros

Paytm is a very safe and flexible service, it is accepted by many places and also accepts many other forms of payment that help complement the experience. Transactions are carried out quite efficiently and safely. The security methods are good and the refund system is very good. Paytm helps save time and gain efficiency. Paytm is the future of digital banking transactions.

Cons

The speed of transfers and refunds is quite slow. The limitation of only being able to use it in India is frustrating because it is a very good service that can compete with other platforms of this style.

Pros

sometime we receive the rewards as a user to use it and cashback points

Cons

it requires KYC verification to use it thouroughly and that is mandatory

Pros

1. Easy to create account and setup
2. It helps me in all the kind of transactions
3. It offers promo codes and offers
4. It has so many features to use
5. Nice and clean UI loved it

Cons

1. Support is not that good
2. They should works on offers also , earlier the offers were good but it starts decreasing

Pros

Paytm is a payment solution tool.
1. Here you can pay your utility bills and can send money to anyone easily.
2. Can book travel tickets like bus, train and flight ticket with great offers.
3. Easy to use UI which everyone can operate.
4. All-in-one tool for money transfer, utility bill payment, purchase voucher and many more.
5. Can pay the bill on restaurant, petrol pump, store by scanning the QR code.
6. It allows business owners to register with Paytm business to accept payments from their customers.
7. On every transaction it provides variety of rewards.
8. With Paytm business you can create payment link and share with customers to accept payments easily with lowest charges.
9. On Paytm business, UPI & wallet payments are charges free and instant.
10. You can upgrade and integrate with your website for smooth checkout and payment process.
11. It can be accessed by both web and mobile devices.
12. With Paytm business app you can check all the transactions on single dashboard and can export the report.

Cons

Paytm has lots of issues which needs improvement.
1. When it comes to business owners, without website you can't use Paytm payment gateway.
2. With Paytm business it doesn't allow multiple payment methods like Razorpay does.
3. Sometimes transaction fees are not transparent.
4. Customer support is pathetic. They don't reply on time and never resolve issues properly.

Alternatives Considered