---
description: Review of Zum Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice Ireland.
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title: Zum | Reviews, Pricing & Demos - SoftwareAdvice IE
---

Breadcrumb: [Home](/) > [Accounts Payable Software](/directory/1851/accounts-payable/software) > [Zum](/software/368200/zum)

# Zum

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> Zum is an all-in-one payments software that unites instant payments and open banking to create a seamless payments experience from onboarding to every interaction after. Zum offers the ability to utilize any payment rail, including Visa Direct, Interac, EFT and credit card, in the fastest, safest and most efficient process possible, giving our customers the freedom to choose the rail that best suits the needs. Zum software is elevated through the use of aggregation and KYC data to mitigate fraud risks and create a friction-free experience for the end user. Additionally, Zum offers the ability to automate invoicing, as well as push and pull recurring payments to help improve the entire billing cycle.

Zum software has been designed with scalability at the forefront. With a built-in partner portal, users are able to manage and oversee customer transactions, while collecting insights and reporting. Work directly out of the Zum portal or utilize seamless API to integrate directly into pre-existing systems and workflows. Zum software was built with every step of the payment journey in mind, creating a faster, safer, and more convenient digital exchange. 

Zum is both SOC 2 and CPI compliant.
> 
> Verdict: Rated **4.7/5** by 7 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.7/5** | 7 Reviews |
| Ease of Use | 4.6/5 | Based on overall reviews |
| Customer Support | 4.7/5 | Based on overall reviews |
| Value for Money | 4.7/5 | Based on overall reviews |
| Features | 4.4/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Zum Rails

## Commercial Context

- **Pricing model**: Usage Based
- **Pricing Details**: Contact us for more details.
- **Target Audience**: 51–200
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: Canada

## Features

- ACH Payment Processing
- API
- Accounting
- Accounting Integration
- Activity Dashboard
- Alerts/Notifications
- Billing & Invoicing
- Compliance Management
- Credit Card Processing
- Cryptocurrency Processing
- Customisable Branding
- Customisable Reports
- Data Import/Export
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- Fraud Detection
- Invoice Management
- Invoice Processing
- Mobile Access

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Chat

## Category

- [Accounts Payable Software](https://www.softwareadvice.ie/directory/1851/accounts-payable/software)

## Related Categories

- [Accounts Payable Software](https://www.softwareadvice.ie/directory/1851/accounts-payable/software)
- [Fraud Management Tools](https://www.softwareadvice.ie/directory/4642/financial-fraud-detection/software)
- [Accounts Receivable Software](https://www.softwareadvice.ie/directory/1843/accounts-receivable/software)
- [Billing and Invoicing Software](https://www.softwareadvice.ie/directory/263/billing-invoicing-software/software)
- [Financial Risk Management Software](https://www.softwareadvice.ie/directory/4165/financial-risk-management/software)

## Alternatives

1. [PayPal](https://www.softwareadvice.ie/software/104664/paypal) — 4.6/5 (26301 reviews)
2. [Venmo](https://www.softwareadvice.ie/software/317580/venmo) — 4.7/5 (9271 reviews)
3. [Stripe](https://www.softwareadvice.ie/software/49509/stripe) — 4.6/5 (3309 reviews)
4. [Square Payments](https://www.softwareadvice.ie/software/374157/square-payments) — 4.7/5 (2672 reviews)
5. [Square Point of Sale](https://www.softwareadvice.ie/software/374161/square-register-pos) — 4.6/5 (3021 reviews)

## Reviews

### "My Zum Service" — 5.0/5

> **Marisa** | *12 November 2024* | Financial Services | Recommendation rating: 8.0/10
> 
> **Pros**: Very Knowledgeable and quick time response time to all my requests.
Zum System very user friendly.
> 
> **Cons**: Pricing but still reasonable compared to similar other companies that offer the same service.
Would create an easier way to register the customers that pay the 15th and 31st of every month instead of one transaction at a time and not recurring for these specific dates.
> 
> Overall amazing service. Very quick to reply to all my email requests.

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### "Zum is a great payments platform" — 5.0/5

> **Sheniff** | *24 April 2024* | Information Technology & Services | Recommendation rating: 10.0/10
> 
> **Pros**: - Option to send and receive EFTs and Interac Email Transfers
- Ease of use
- Ease of setting up payees and payors
- Support is great to work with when I have questions
> 
> **Cons**: There is nothing that I do not like about this product.
> 
> Overall, I really enjoy using Zum for payment processing. I send payments daily and its a lot quicker and easier to navigate than most bank EFT platforms I have worked with.

-----

### "Zum Rails Review" — 3.0/5

> **Katharine** | *29 April 2024* | Logistics & Supply Chain | Recommendation rating: 5.0/10
> 
> **Pros**: Ability to offer e transfers and EFT's to our customers direct from our online program
> 
> **Cons**: Not able to process e transfers unless the name matches on the business account and bank account.  Some of our customers want to pay by e transfer and can't because they use a different account to pay with than the business name

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### "One of the best EFT Vendors around\!" — 5.0/5

> **Rob** | *19 April 2024* | Nonprofit Organisation Management | Recommendation rating: 10.0/10
> 
> **Pros**: We like how easy ZUM is to use, and the price\!
> 
> **Cons**: There are none\!  We have nothing bad to say\!
> 
> Not only is this a great product, but as a charity, the price is great and the Team at zum are great to work with too, when we have any questions, or are not sure how to do something, or are looking for some type of report.

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### "Zum Rails is a critical API for payment system" — 5.0/5

> **Ninan** | *25 April 2024* | Automotive | Recommendation rating: 10.0/10
> 
> **Pros**: Zum Rails is extremely reliable and easy to use.
> 
> **Cons**: Customer support hours end at 2 pm PST.  We are based in PST timezone.

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## Links

- [View on SoftwareAdvice](https://www.softwareadvice.ie/software/368200/zum)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/online-payment/zum-profile/> |
| en-AU | <https://www.softwareadvice.com.au/software/368200/zum> |
| en-GB | <https://www.softwareadvice.co.uk/software/368200/zum> |
| en-IE | <https://www.softwareadvice.ie/software/368200/zum> |
| en-NZ | <https://www.softwareadvice.co.nz/software/368200/zum> |

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