QuickBooks Money

Pros

I has many options for taking a credit card payment. Plug in chip reader, take a picture of the card or a Bluetooth card reader is available. I like that it's month to month and if I don't use it I don't have to pay anything. It's simple and easy to integrate into quickbooks. It has a good back end that you can access from a computer to manage your payments and who is taking those payments.

Cons

The cost is cheaper if you pay monthly and high volume but more expensive for the smaller low volume months. When you get logged out it can be a slow process at times to get logged back in while a customer is waiting to give you their payment.

Pros

How easy it is to use and if you come across something that you might be having trouble with their fourms are great as well as their blog post and videos on how to help.

Cons

Haven't really found one yet. I do sometimes have issues with the app but that just might be a bug and the app needs to be updated.

Pros

Doesn't matter if the funds never reach your account.

Cons

Bad customer service... Mixed messages, no accountability.

Alternatives Considered

Reasons for Switching to QuickBooks Money

Pros

seamless integration with the existing QuickBooks products that i already use.

Cons

if the payments processed faster that would be perfect.

Alternatives Considered

Reasons for Switching to QuickBooks Money

Pros

It allows for simple payment for processing of invoices, and enables quick invoice set up even when on site.

Cons

Nothing that we didn't like, once past the initial setup, it runs very smoothly.

Alternatives Considered

Reasons for Switching to QuickBooks Money

Pros

I like that it comes with a card and instant access to your funds after receiving a payment and that it allows echeck payments.

Cons

They are so touchy with their security and fraud system and freeze your account for review and is a lengthy process to get it unfrozen.

Pros

The platform made everything easy to understand and where everything is located

Cons

I can sincerely say that I have not yet found something i dont like about this platform

Pros

I appreciate that I am able to receive payments from my clients without having to transfer my earnings to a separate account. I also like that their monthly fee is zero dollars.

Cons

Their customer support is only limited to weekdays. I operate a mobile notary business seven days a week, and If I need assistance during the weekend, that isn't an option.

Pros

It works really well for us to track out p&L

Cons

it takes a little while to get used to to be honest.

Pros

It's easy to use, no hidden fees, user friendly

Cons

No cons at all, it's so easy to use and set up

Pros

Payments are automatically matched up with the correct invoice. Smaller customers pay sooner with the ability of a click on the invoice to pay right away vs. writing a check and mailing it out.

Cons

The fee charged to process the Credit Card transactions on top of what we pay for QuickBooks.

Pros

I have found this software easy to use. Customers like the interface though it keeps changing. The changes The changes tell me they are constantly trying to improve their product

Cons

As a service provider I don't like that I cannot set the tips where I would like them to be. They are preset and there's nothing I can do about it. Even clients have commented that I should change it but I can't.

Pros

At this point this software doesn't work

Cons

Payment holds on Echeck. Waiting on check to hit my bank for 2 weeks. Still has not been released as of me writing review. Very hard to get support when called about money

Pros

I love that this software feels extremely professional when I'm asking for payment when I'm at someone's home. I don't have to enter in any information, I simply scan their debit or credit card and ask them to sign it. I also love that they have the option to receive a receipt right there. It's so nice to scan the card on my phone with the camera as opposed to carry around a clunky card reader.

Cons

Every now and then it is unable to read a card and I have to enter it in manually, which is frustrating. I also wish it integrated more seamlessly with Quickbooks Invoicing. Obviously I also would like to see the fee for credit card processing lower, but it's not horrible.

Pros

Product is priced fairly and is easy to use

Cons

customer service is terrible. First card reader quit after less than a year of use. Intuit would not replace. Bought second reader and would not work out of the box. Requested replacement reader. They sent a lower-end model than we had originally purchased. Called again to request correct replacement model. They would not expedite shipping. Total of 8 hours on the phone with customer service and I still don't have a working reader.

Pros

It was easy because it integrates with Quickbooks. I entered something and it was automatically entered into Quickbooks. I didn’t have to do any extra entering.

Cons

The price, fees, and lack of transparency. The fees were very high and it was too difficult to figure out what I was paying and why. I felt like a hostage to the program because I couldn’t figure out if there was a way that I could control the fees. I detested this part of it. I switched to a transparent provider with lower fees because of this. I have to do a bit more manually because it doesn’t integrate like QB Payments does, but it’s worth it to not feel like I am at the mercy of a program/provider.

Alternatives Considered

Reasons for Switching to QuickBooks Money

Pros

Unlike other CC processors, QuickBooks Payments doesn't take out fees upfront. Instead, income enters the bookkeeping (automatically, if you have QuickBooks) in the correct gross income amounts, and fees are charged as a separate expense transaction. This makes bookkeeping much easier than when using other processors.

It's also very easy for customers to pay using this app.

Cons

Last time I tried, booking a credit card refund correctly required a work-around in the customer account. It's also possible for someone working in the books to issue a credit card refund to a customer more than once, and accidentally. I'm now very careful when working in customer accounts when there's a credit card on file.

Pros

it's easy to do payments, and can use payment methods like ach, debit or credit card.

Cons

I don't know of any cons with quickbooks payments

Pros

I liked the the software is very user friendly and easy to manage inventory, and view transactions for order details.

Cons

I dislike that customers can not be added to track their purchases. I dislike that reports can not be ran to track purchase totals over a period of time. I dislike that inventory is not tracked.

Pros

It easily goes into quickbook; very easy to start using; was able to get an account quickly; set up was eqsy; eaay to make transactions

Cons

I cant reach custumer service. Very diidicukt to get the answers you need. You need to ho online to do everything and if system down you cant do it. They cant help you

Pros

We love that the technicians can take credit cards right on the job. They used to have to call in the card number and we were charged more for keying in the number. Now they can swipe the card right there on their phones and it goes into the bank account

Cons

A couple of the guys had a lot of trouble setting up their account in the beginning. Once we got them set up, it works pretty well

Pros

With a click of a button it is so easy to send a bill or statement to a client

Cons

No issues or concerns with the payment feature of the software

Pros

Just like Square, you are able to get payments from customers using a card reader or online button.

Cons

the charges in a downturn. You get charge to buy their card reader and they charge you for transaction. So, now you have to charge the customer more to get your exact amount.

Pros

Works well with all computers and mobile devices.

Cons

If you really like or need analytics, you may find yourself wanting more than it can give.

Pros

Gopayment is a great option for payments on the go. It conveniently fits into your cell phone or mobile tablet to accept payments anywhere. The application is easy to use and install.

Cons

The integration with gopayment and your accounting software is vitally important for accurate record keeping. Unfortunately, GoPayment does not integrate with many software's. It does not integrate with QuickBooks online automatically, adding another step to your payment tracking.

Pros

Quickbooks Money is the perfect package, making invoicing, quoting and keeping track of follow-ups easy. Their UX is straight forward and modern. Their slightly higher price can be explained by their awesome customer support, helping with every problem a customer could have.

Cons

No cons today. A perfect software for invoicing and everything around it.

Pros

What I enjoy most about QuickBooks payments the organization and layout of the site. It keeps track of every invoice if I send it over to the QuickBooks website. It also helps me keep track of how much and who still owes a payment and by how many days a payment is overdue.

Cons

What I like least about QuickBooks payments is that sometimes when I do submit a payment it does not register on QuickBooks and I have to manually enter the payment as received.

Pros

The ease of use for both the business and the customer is by far one of the best things about using Quickbooks Payments. The transactions are smooth and the deposit turnaround time is quick. Makes for a seamless transaction for both parties - literally just a click of a button.

Cons

Not much to say about dislikes of this feature

Pros

Able to use anywhere in the world. I like how it was self explaining step by step.

Cons

I liked all. There is really nothing I didn't like.

Pros

Like other online HYSA options, this one was simple to use, and did not have many "in the way" policies like high minimums or transaction fees.

Cons

The reason I do not recommend this HYSA is that it is on average a full 1.00% APY beneath other similar products on the market, without any other major benefit that makes it worth it to use this product over a competitor.

Pros

Fast and convenient way to handle finances

Cons

Too many features but once familiar with it its very wonderful

Pros

no monthly fee for a business checking account. Great Online trasactions

Cons

Updates often and can charge a processing fee.

Pros

Makes it easy for a customer to receive an invoice and pay using a link emailed to them - the easiest way to accept ACH payments.

Cons

I wish it detailed the fees for credit card payments saying exactly how much it was per transaction instead of just the percentage somewhere.

Pros

I was able to input info and link accounts easily.

Cons

Gps tracking wasn't as accurate doesn't get pinpoint mileage

Pros

Easy to use from invoices created in QuickBooks online.

Cons

Not really anything to complain about. It's very straightforward.

Pros

Easy of use, aesthetically pleasing format

Cons

The cost and formatting of the program could be a little clearer.

Pros

Highly used program by many businesses so it’s easy to use and pretty self explanatory.

Cons

Could probably use a refresh or update. Although the app is very user friendly

Pros

I like using QuickBooks Payments for my payment processing because it is all in one place especially for tax season. I don't have to worry about going to a bunch of different places to figure out my expenses for this particular thing.

Cons

I already pay a monthly membership fee to use QuickBooks. I do not like that they charge an additional fee to process payments. It should already be included in the monthly rate.

Pros

I have used QB Payments as a secondary payment processor for nearly 9 years. I use e-invoices to collect payments from customers who want to order modifications that aren't available on our website. So it's not our primary processor (our website uses PayPal and Stripe), but until a recent MAJOR VULNERABILITY was discovered, my experience with QB Payments was fine.

Cons

I learned the hard way that QB will "pre-fund" ACH transactions and merchants have no option to toggle this option off. Their back-end payment status (e.g. Pending, Funded....) doesn't differentiate from a "PRE-FUNDED" transaction and one that is actually fully funded. Furthermore, they allow banks to deny payments up to 120 days after posting to the seller's bank account. This leaves sellers extremely vulnerable. If you're not picking up on it, basically, Intuit/Quickbooks will show FUNDED status and actually post the payment to the seller's bank account, at which point the seller has no grounds to withhold goods. Then, if the payment doesn't actually process, they will withdraw the funds from the seller with no 2-way dispute process for the seller to prove they actually fulfilled an order, and that a customer didn't seek return/refund by legitimate means. My small company lost about $3,000 in this loophole. We were not able to reclaim our merchandise or fulfillment costs, and Intuit held us responsible for the sum, including additional service fees (for the generous service of retracting this money they had already posted to our bank account?). Customer service was unwilling to escalate and did not provide me with any opportunity to report fraud. In fact they treated me like the fraudster when they made my business vulnerable to a fraudster in the first place. It comes down to zero's. $3K is enough to make me want to fix this. Add a zero and it would have ruined us.

Pros

QuickBooks Payments definitely is convenient if your already using QuickBooks for your accounting software. Payments are automatically matched up with the correct invoice and I find that customers pay a lot sooner since they have the ability to pay straight from their invoice.

Cons

The only real issue I think is that the fees can add up quick!!! If a customer pays with a credit card it's 2.4% plus $.25 each transaction. Although that is typical it just adds up very quick especially if it's a large transaction. What they don't tell you is that if you customers pay through ACH instead of credit card the max you will pay for a fee is $10. If we had known this all along we would have saved a lot of money. Very frustrating

Alternatives Considered

Reasons for Switching to QuickBooks Money

Pros

The rate Quickbooks offers is the best around. I pay the little extra to get the rate. Its fairly easy to use the product and convenient to use my phone.

Cons

The bluetooth card reader disconnects after a few minutes and takes a bit more to get reconnected first. That's hard for intermittent sales.

Pros

If it works, it auto-matches the invoice created in QBO. So it saves a book-keeper a few clicks. That's it.

Cons

Expect LONG support calls and very weak support staff that do not know how to fix your issue.

Left hand does not talk to the right hand; Merchant Services somehow does not know your company contact info and does not have the ability to send important emails to your team (serious)

Merchant Maverick has a bunch of BS 5 star reviews and closed the comments the many 1 star reviews. Fake.

Support won't l

Pros

This allowed our technicians to receive payment in the field and integrated nicely with Quick Books. It worked wonderfully for the most part.

Cons

the cost of the scanners was a little high due to them not lasting as long as we would have liked.

Pros

Easy to use, appears very secure and customer like the payment method. The ability to use this at events and even at client locations make this one of the best ways to accept credit cards.

Cons

The security is so tight that sometimes it can be hard to get signed in. We don’t use it every day so sometimes it takes a few tried to get the log in correct. That’s as much a user issue as it is a complaint. Naturally, I’d Like lower fees but for periodic usage, this a great value.

Pros

Clients like the payment links and ACH payment options. Works well for smaller transactions. Will no longer use for larger transactions due to their review process.

Cons

Avoid for larger transactions. They will randomly put funds through a review process and with hold payment until the review process is complete. They put $294,000 in payments from a client through a review when we had already received $150,000 from that client through quickbooks previously. Their process took over 4 weeks for us to receive funds and required bank statements, contracts, and a mess of other info. They request items individually and not all at once so the process drags out. Not worth using.

Pros

What I like most about the Go Payment app is that in real-time it is easy to use. Comprehensive. It's great how it seamlessly integrates into QuickBooks online and then into our bank account.

Cons

Least favorite thing about Go Payment is QuickBooks merchant services. If there is a bump in the process, funds are held in their payments/collections department without notification to the user. It is up to us to figure out something is off, and make the inquiries. While doing that, I have gotten varying resolution answers from various reps. Is confusing and time-consuming.

Pros

QuickBooks software is very affordable with lot of good. There are lot's of reports in which you can see that the app allows you to add on a verity of additional features.

Cons

the built-in inventory management system is totally designed mainly for businesses tracking and the stock levels of the finished goods.

Pros

Easy and fast to use with QBO, integrates with my accounting and the card swipe and chip reader work easily. Can pull reports from the website and track monthly totals.

Cons

Would like a chip reader that could be used on desktop, not just cell phone. Time it takes to post payments to my bank account.

Pros

Billing and payment receipt can be fast but Quickbooks also determines legitmacy of bills and is currently withholding $16k for funds it received from a client that it won't return to the sender nor will they deposit it the company that invoiced account.

Cons

How can a company decide after a payment has been made that the company invoicing does not have a right to do so. Quickbooks keeps the $16k in funds that was paid. The instructions provided by Quickbooks is the sender has to file paperwork to retrieve the funds while it sits on QB's bank account. The sale is lost. The client relationship
Is severed. QB has the power to do this? Is this legal?

Pros

I love that we can take payments from our customers easily.

Cons

It took a long time for us to get a card reader.