--- description: Review of Square Payments Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice Ireland. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: Square Payments | Reviews, Pricing & Demos - SoftwareAdvice IE --- Breadcrumb: [Home](/) > [Mobile Credit Card Processing Software](/directory/4759/mobile-credit-card-processing-software/software) > [Square Payments](/software/374157/square-payments) # Square Payments Canonical: https://www.softwareadvice.ie/software/374157/square-payments Page: 1 / 109\ Next: [Next page](https://www.softwareadvice.ie/software/374157/square-payments?page=2) > Square Payments is a cloud-based payment processing tool for businesses within the retail, food and beverage and health and fitness industries. Key features include fraud prevention, dispute management, touch-free transactions, automated invoicing and cash flow monitoring. Square Payments’ built-in analytics uses machine learning to track fraudulent activities and monitor transactions in real-time. It can send automatic alerts on suspicious activities. Automatic receipts speed up the checkout processes and ensure a digital record of all purchases is kept. Additionally, this tool comes with an activity dashboard, which consolidates all customer data and provides timely updates on sales and inventory. Square Payments is available on a per-transaction basis and support is provided via documentation, forums, emails, phone, FAQs and video tutorials. The application involves Terminal API and Reader SDK to streamline payment processing and offers integrations with third-party point-of-sale software and service providers including Mailchimp, Ritual, WooCommerce and Intuit QuickBooks. > > Verdict: Rated **4.7/5** by 2695 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 2695 Reviews | | Ease of Use | 4.7/5 | Based on overall reviews | | Customer Support | 4.4/5 | Based on overall reviews | | Value for Money | 4.5/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Square - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing model**: Usage Based (Free version available) - **Pricing Details**: Per swipe/dip/tap: 2.6% + $.10 Keyed in: 3.5% + $.15 per transaction Online \& invoices: 2.9% + $.30 per transaction Custom pricing packages are also available. Contact Square for more information. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English, French, Japanese, Spanish - **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States ## Features - ACH Payment Processing - API - Activity Dashboard - Billing & Invoicing - CRM - Cash Management - Compliance Management - Contactless NFC - Credit Card Processing - Cryptocurrency Processing - Customer Database - Data Security - Debit/Credit Card Processing - Electronic Payments - Electronic Signature - Fraud Detection - Gift Card Management - In-Person Payments - Invoice Management - Mobile Access ## Integrations (30 total) - Acuity Scheduling - BigCommerce - ClinicSense - Craver - DAVO - Ecwid - Fomo - Jotform - Linktree - Mailchimp - Make - MarginEdge - MoeGo - Paymo - Poptin ... and 15 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - Chat ## Category - [Mobile Credit Card Processing Software](https://www.softwareadvice.ie/directory/4759/mobile-credit-card-processing-software/software) ## Related Categories - [Mobile Credit Card Processing Software](https://www.softwareadvice.ie/directory/4759/mobile-credit-card-processing-software/software) - [Payment Processing Software](https://www.softwareadvice.ie/directory/4526/online-payment/software) ## Alternatives 1. [PayPal](https://www.softwareadvice.ie/software/104664/paypal) — 4.6/5 (26501 reviews) 2. [Venmo](https://www.softwareadvice.ie/software/317580/venmo) — 4.7/5 (9296 reviews) 3. [Stripe](https://www.softwareadvice.ie/software/49509/stripe) — 4.6/5 (3353 reviews) 4. [Square Point of Sale](https://www.softwareadvice.ie/software/374161/square-register-pos) — 4.6/5 (3032 reviews) 5. [Nomod](https://www.softwareadvice.ie/software/389619/Nomod) — 4.8/5 (356 reviews) ## Reviews ### "To handle payments" — 5.0/5 > **Sandra** | *23 June 2026* | Food & Beverages | Recommendation rating: 9.0/10 > > **Pros**: Through a POS or a website, payments go through quickly. As a long-time user, Square’s offering of course, has a cost, but it's the best for a merchant. > > **Cons**: Square payment fees are extremely high compared to PayPal. With others, the more you sell, the cheaper it gets, but here it’s the opposite. ----- ### "I love square and recommend to anyone that needs a payment processor." — 5.0/5 > **Stephanie** | *1 December 2025* | Hospitality | Recommendation rating: 10.0/10 > > **Pros**: I love the ease of use. The transaction fees are reasonable and in-line with standard. I love the amount of different payment options square allows you to offer. I love the Square loans that are offered when eligible. > > **Cons**: Honestly, I cant think of much that I don't like about them. If I had to say something, I would like if the small terminal was more modern looking. This, however, doesn't affect that way it operates. > > I am 100% happy with my experience with Squarer. In the rare occasion that I have needed customer support, I received it quickly. The service is reliable, and cost effective. ----- ### "Still a MUST HAVE\!" — 5.0/5 > **Chelsea** | *19 June 2026* | Arts & Crafts | Recommendation rating: 10.0/10 > > **Pros**: I love how I can use the portable terminal, but in a case where I forget it, my personal phone will do the exact same thing\! > > **Cons**: I truly do not have any complaints on the Square App. It so easy to navigate and user friendly. And not to mention consumer friendly\! > > Square has made my small business so much easier. I can literally use it everywhere\! I do not have to be in a stationary location. It is a game changer\! ----- ### "Skeptical payment system" — 3.0/5 > **Jessica** | *4 June 2026* | Arts & Crafts | Recommendation rating: 3.0/10 > > **Pros**: Well, I liked most about square payments was the ease of use, and that I could charge my fee to my clients > > **Cons**: What I like least about square payments is they closed my account without any reason and I wasn’t able to use their service ----- ### "Fantastic product" — 5.0/5 > **Trisha** | *9 April 2026* | Consumer Services | Recommendation rating: 10.0/10 > > **Pros**: The different payment methods are very handy. It is also very easy to set up on your mobile device so payments can be taken directly from your mobile with no equipment needed. The ability to customize items, taxes and tips in the app are very simple to set up. Payments are secure and quick. > > **Cons**: The only con which is minor in my opinion is the 1-3 day wait to transfer funds. They do have ways around this with a small fee or by using the square card which makes funds spendable immediately. > > Overall I enjoy Square. The ease of use and secure payments are wonderful. I often get compliments from customers on how convenient it is for them. ----- Page: 1 / 109\ Next: [Next page](https://www.softwareadvice.ie/software/374157/square-payments?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.ie/software/374157/square-payments) ## This page is available in the following languages | Locale | URL | | de | | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | | fr | | ----- ## Structured Data