---
description: Review of Zil Money Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice Ireland.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: Zil Money | Reviews, Pricing & Demos - SoftwareAdvice IE
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/4526/online-payment/software) > [Zil Money](/software/428582/zil-money)

# Zil Money

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> The Payroll by Credit Card feature from Zil Money will allow you to pay your employees on time and earn cash back rewards. Users can also write-off payroll funding by credit card fees as a business expense. This is a flexible solution to keep your employees happy. &#10; &#10;The cloud based platform allows you to customize and print checks instantly on blank stock papers using a regular printer at your office or home. Also, you can move money seamlessly and instantly through various payment methods like ACH, wire, e-checks, printable checks, and more, with a low transaction fee. &#10;&#10;Zil Money is a financial technology company, not a bank. Banking services are provided by our partner bank, Member FDIC. FDIC insurance applies only to eligible products associated with those that have funds held in accounts at the partner bank, subject to applicable limits and requirements.
> 
> Verdict: Rated **4.7/5** by 103 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.7/5** | 103 Reviews |
| Ease of Use | 4.6/5 | Based on overall reviews |
| Customer Support | 4.5/5 | Based on overall reviews |
| Value for Money | 4.6/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Zil.US
- **Founded**: 2008

## Commercial Context

- **Starting Price**: US$30.00
- **Pricing model**: Usage Based (Free Trial)
- **Pricing Details**: Zil Money is available via the following plans:&#10;Pay as You Need - $0 No Minimum Spend (Initial Recharge $30)&#10;Business - $49.99 Minimum Spend/Month&#10;Premium - $499.99 Minimum Spend/Month&#10;Enterprise - Custom (Starting at $999/Month)
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- ACH Payment Processing
- API
- Activity Dashboard
- Billing & Invoicing
- Customer Statements
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- Invoice Management
- Invoice Processing
- Mobile Payments
- Multiple Payment Options
- Payment Links
- Receivables Ledger
- Reporting/Analytics
- Third-Party Integrations
- Vendor Management

## Integrations (14 total)

- BitPay
- Dynamics 365
- FreshBooks
- Gusto
- NetSuite
- QuickBooks Desktop
- QuickBooks Online
- QuickBooks Payroll
- Sage Accounting
- Xero
- Zapier
- Zoho Books
- Zoho Connect
- servis.ai

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- 24/7 (Live rep)
- Chat

## Category

- [Payment Processing Software](https://www.softwareadvice.ie/directory/4526/online-payment/software)

## Related Categories

- [Payment Processing Software](https://www.softwareadvice.ie/directory/4526/online-payment/software)
- [Accounts Payable Software](https://www.softwareadvice.ie/directory/1851/accounts-payable/software)
- [Accounts Receivable Software](https://www.softwareadvice.ie/directory/1843/accounts-receivable/software)

## Alternatives

1. [PayPal](https://www.softwareadvice.ie/software/104664/paypal) — 4.6/5 (26597 reviews)
2. [Venmo](https://www.softwareadvice.ie/software/317580/venmo) — 4.7/5 (9302 reviews)
3. [Stripe](https://www.softwareadvice.ie/software/49509/stripe) — 4.6/5 (3369 reviews)
4. [Square Payments](https://www.softwareadvice.ie/software/374157/square-payments) — 4.7/5 (2706 reviews)
5. [QuickBooks Online](https://www.softwareadvice.ie/software/393202/quickbooks-online) — 4.3/5 (8511 reviews)

## Reviews

### "Zil money is worth a try for people who rarely need online payment service" — 5.0/5

> **Cheyenne** | *28 July 2024* | Gambling & Casinos | Recommendation rating: 8.0/10
> 
> **Pros**: It was above all easy to use and send my payments and my payments were protected
> 
> **Cons**: I havent found anything yet that i can i say i dislike about zil
> 
> Ive had a great experience so far and wouldn't ask for anything more payments are easy to send and fast processing times

-----

### "Business Check and Billing Quick and Easy" — 4.0/5

> **Fernando** | *20 June 2024* | Information Technology & Services | Recommendation rating: 7.0/10
> 
> **Pros**: Online Check Writer has made it easy to access our funds and credit lines from one place to take care of our accounts payables without messing around with paper checks, printers or visits to the bank or post office.
> 
> **Cons**: I did not like that some funding sources where not available for all methods of payments, particularly eChecks
> 
> So far we are happy with our experience with Zil Money's Online Check Writer and so are our vendors. Makes our business and lives easier.

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### "Mines\&yours" — 3.0/5

> **Kyndra** | *2 October 2025* | Construction | Recommendation rating: 5.0/10
> 
> **Pros**: Money transfer is some what easy
> 
> **Cons**: dont however like the credit card payment process do how ever like the security of the site

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### "Accountant and owner of vacation home rentals" — 5.0/5

> **Anthony** | *11 June 2024* | Hospitality | Recommendation rating: 10.0/10
> 
> **Pros**: Zil Money is an excellent solution for many reasons, one of which is easy access anywhere, which allows work, billing, checks etc to be done without sitting at ones desk on QuickBooks to get things done. Happy user and will continue to use and recommend to clients\!
> 
> **Cons**: A little bit if a learning curve to get everything set up, but after that, it's quite slick and easy to use\!
> 
> 5/5 stars for features and use\! As an alternate to other programs, at such a great price, this solution is an excellent choice

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### "Pleasant Surprise\!" — 5.0/5

> **Jennifer** | *13 June 2024* | Transportation/Trucking/Railroad | Recommendation rating: 8.0/10
> 
> **Pros**: Ease of deployment and use. Normally a switch like this is both time consuming and confusing but in this case it was super easy.
> 
> **Cons**: ACH use was slightly delayed but no too bad.
> 
> Zil Money was a pleasant surprise\! Super easy to deploy and use. Huge imp\[rovement over intuit products.

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## Links

- [View on SoftwareAdvice](https://www.softwareadvice.ie/software/428582/zil-money)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/product/428582-Zil-Money/> |
| en-AU | <https://www.softwareadvice.com.au/software/428582/zil-money> |
| en-GB | <https://www.softwareadvice.co.uk/software/428582/zil-money> |
| en-IE | <https://www.softwareadvice.ie/software/428582/zil-money> |
| en-NZ | <https://www.softwareadvice.co.nz/software/428582/zil-money> |

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