---
description: Review of Zil Money Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice Ireland.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: Zil Money | Reviews, Pricing & Demos - SoftwareAdvice IE
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/4526/online-payment/software) > [Zil Money](/software/428582/zil-money)

# Zil Money

Canonical: https://www.softwareadvice.ie/software/428582/zil-money

Page: 1 / 5\
Next: [Next page](https://www.softwareadvice.ie/software/428582/zil-money?page=2)

> The Payroll by Credit Card feature from Zil Money will allow you to pay your employees on time and earn cash back rewards. Users can also write-off payroll funding by credit card fees as a business expense. This is a flexible solution to keep your employees happy. &#10; &#10;The cloud based platform allows you to customize and print checks instantly on blank stock papers using a regular printer at your office or home. Also, you can move money seamlessly and instantly through various payment methods like ACH, wire, e-checks, printable checks, and more, with a low transaction fee. &#10;&#10;Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.
> 
> Verdict: Rated **4.7/5** by 103 users. Top-rated for **Likelihood to recommend**.

-----

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.7/5** | 103 Reviews |
| Ease of Use | 4.6/5 | Based on overall reviews |
| Customer Support | 4.5/5 | Based on overall reviews |
| Value for Money | 4.6/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Zil.US
- **Founded**: 2008

## Commercial Context

- **Starting Price**: US$30.00
- **Pricing model**: Usage Based (Free Trial)
- **Pricing Details**: Zil Money is available via the following plans:&#10;Pay as You Need - $0 No Minimum Spend (Initial Recharge $30)&#10;Business - $49.99 Minimum Spend/Month&#10;Premium - $499.99 Minimum Spend/Month&#10;Enterprise - Custom (Starting at $999/Month)
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- ACH Payment Processing
- API
- Activity Dashboard
- Billing & Invoicing
- Data Security
- Debit/Credit Card Processing
- Mobile Payments
- Multiple Payment Options
- Payment Links
- Reporting/Analytics

## Integrations (14 total)

- BitPay
- Dynamics 365
- FreshBooks
- Gusto
- NetSuite
- QuickBooks Desktop
- QuickBooks Online
- QuickBooks Payroll
- Sage Accounting
- Xero
- Zapier
- Zoho Books
- Zoho Connect
- servis.ai

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- 24/7 (Live rep)
- Chat

## Category

- [Payment Processing Software](https://www.softwareadvice.ie/directory/4526/online-payment/software)

## Alternatives

1. [PayPal](https://www.softwareadvice.ie/software/104664/paypal) — 4.6/5 (26408 reviews)
2. [Venmo](https://www.softwareadvice.ie/software/317580/venmo) — 4.7/5 (9281 reviews)
3. [Stripe](https://www.softwareadvice.ie/software/49509/stripe) — 4.6/5 (3337 reviews)
4. [Square Payments](https://www.softwareadvice.ie/software/374157/square-payments) — 4.7/5 (2686 reviews)
5. [Square Point of Sale](https://www.softwareadvice.ie/software/374161/square-register-pos) — 4.6/5 (3030 reviews)

## Reviews

### "Zil money is worth a try for people who rarely need online payment service" — 5.0/5

> **Cheyenne** | *28 July 2024* | Gambling & Casinos | Recommendation rating: 8.0/10
> 
> **Pros**: It was above all easy to use and send my payments and my payments were protected
> 
> **Cons**: I havent found anything yet that i can i say i dislike about zil
> 
> Ive had a great experience so far and wouldn't ask for anything more payments are easy to send and fast processing times

-----

### "Great All-in-One Solution" — 5.0/5

> **Annie** | *17 June 2025* | Consumer Electronics | Recommendation rating: 9.0/10
> 
> **Pros**: Almost everything I need in my business are included. It's very easy and really convenient to use. The price are also affordable.
> 
> **Cons**: Maybe provide more offers/discounts in the future. The customer support can take a while to get help when something goes wrong.
> 
> I’ve been using Zil Money and OnlineCheckWriter for a few months now, and it’s been a game-changer for my business\! Instead of juggling multiple platforms for payments, checks, and banking, everything is in one place. It’s super easy to send and receive payments, automate invoices, and even print checks right from the platform. Plus, the integrations with QuickBooks and other tools make managing finances a breeze. Highly recommend for anyone looking to simplify their business finances\!

-----

### "Mines\&yours" — 3.0/5

> **Kyndra** | *2 October 2025* | Construction | Recommendation rating: 5.0/10
> 
> **Pros**: Money transfer is some what easy
> 
> **Cons**: dont however like the credit card payment process do how ever like the security of the site

-----

### "Efficient Payment Platform for Small Businesses" — 4.0/5

> **Pulkeet** | *17 June 2025* | Textiles | Recommendation rating: 7.0/10
> 
> **Pros**: "I liked the user-friendly interface and the ability to create and send checks instantly. It saves a lot of time for small businesses and freelancers like me. The integration with banks and quick processing makes it very efficient."
> 
> **Cons**: "The platform is feature-rich, but it can feel a bit overwhelming for first-time users. A clearer onboarding guide or tutorial would help new users navigate it more easily."
> 
> "My overall experience with Zil Money has been positive. The platform offers a wide range of features like check printing, ACH, and wire transfers that are especially useful for small businesses and freelancers. I found it convenient and time-saving. While there’s a slight learning curve at the beginning, once you get used to the interface, it becomes a powerful tool for managing payments efficiently."

-----

### "Efficient Payment Tool with Room for Support Improvement" — 5.0/5

> **Zargay** | *17 June 2025* | Accounting | Recommendation rating: 10.0/10
> 
> **Pros**: I appreciated the ease of use and the quick setup process. The platform’s ability to handle multiple payment options efficiently saved me a lot of time.
> 
> **Cons**: The customer support response time could be improved, as it sometimes took longer than expected to get assistance.
> 
> My overall experience with Zil Money has been positive. It streamlined my financial tasks and provided a reliable solution for managing payments. However, occasional delays in support were a minor drawback. With some enhancements, it could be even better.

-----

Page: 1 / 5\
Next: [Next page](https://www.softwareadvice.ie/software/428582/zil-money?page=2)

## Links

- [View on SoftwareAdvice](https://www.softwareadvice.ie/software/428582/zil-money)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/product/428582-Zil-Money/> |
| en-AU | <https://www.softwareadvice.com.au/software/428582/zil-money> |
| en-GB | <https://www.softwareadvice.co.uk/software/428582/zil-money> |
| en-IE | <https://www.softwareadvice.ie/software/428582/zil-money> |
| en-NZ | <https://www.softwareadvice.co.nz/software/428582/zil-money> |

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"SoftwareAdvice Ireland","address":{"@type":"PostalAddress","addressLocality":"Dublin","addressRegion":"D","postalCode":"D02 NP94","streetAddress":"2 Park Place, 3rd Floor, Hatch St Dublin, D02 NP94 Ireland"},"description":"We've helped more than 500000 buyers to find the right software.","email":"info@softwareadvice.ie","url":"https://www.softwareadvice.ie/","logo":"https://dm-localsites-assets-prod.imgix.net/images/software_advice/logo-white-d2cfd05bdd863947d19a4d1b9567dde8.svg","@type":"Organization","@id":"https://www.softwareadvice.ie/#organization","parentOrganization":"G2.com, Inc.","sameAs":[]},{"name":"Zil Money","description":"The Payroll by Credit Card feature from Zil Money will allow you to pay your employees on time and earn cash back rewards. Users can also write-off payroll funding by credit card fees as a business expense. This is a flexible solution to keep your employees happy. \n \nThe cloud based platform allows you to customize and print checks instantly on blank stock papers using a regular printer at your office or home. Also, you can move money seamlessly and instantly through various payment methods like ACH, wire, e-checks, printable checks, and more, with a low transaction fee. \n\nZil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/ce2f39ed-1699-48f6-be21-67f275584ce0.jpeg","url":"https://www.softwareadvice.ie/software/428582/zil-money","@type":"SoftwareApplication","@id":"https://www.softwareadvice.ie/software/428582/zil-money#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.softwareadvice.ie/#organization"},"aggregateRating":{"@type":"AggregateRating","bestRating":5,"ratingCount":103,"ratingValue":4.7},"offers":{"price":"30","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Apple, Windows, Linux, Chrome, Android, Platform ios, Platform ipad"},{"@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Payment Processing Software","position":2,"item":"/directory/4526/online-payment/software","@type":"ListItem"},{"name":"Zil Money","position":3,"item":"/software/428582/zil-money","@type":"ListItem"}],"@id":"https://www.softwareadvice.ie/software/428582/zil-money#breadcrumblist"}]}
</script>
