---
description: Review of Qonto Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice Ireland.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: Qonto | Reviews, Pricing & Demos - SoftwareAdvice IE
---

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# Qonto

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> 💡 With an innovative product, highly responsive 7/7 customer service and clear pricing, Qonto has become the European leader in its category.

Get started with a powerful Business Account for all your everyday banking needs.

- Local IBANs (🇫🇷 French IBAN / 🇩🇪 German IBAN / 🇮🇹 Italian IBAN / 🇪🇸 Spanish IBAN)
- Payment cards: spend up to €200,000/month. No hidden costs. Pay online, in-store, and abroad, whatever the situation, our range of free and premium corporate cards included in your subscription has got you covered.
- Transfers: flexible payment methods - from Instant SEPA to SWIFT - so you can pay, and get paid, faster.
- Transactions: unlimited history and real-time notifications.
- Financing: easy access to integrated financing options.

Then, leverage our Financial tools to keep track of your account. 

- Invoice management: centralize invoices \& receipts in one place, get paid faster \& automate your outgoing payments.
- Spend management: control team spending with budgets, automatic receipt collection \& tailored access.
- Bookkeeping: collaborate seamlessly with your accountant, connecting to our suite of tools, and get a full, real-time cash flow overview.
> 
> Verdict: Rated **4.5/5** by 240 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.5/5** | 240 Reviews |
| Ease of Use | 4.7/5 | Based on overall reviews |
| Customer Support | 4.4/5 | Based on overall reviews |
| Value for Money | 4.3/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Qonto

## Commercial Context

- **Starting Price**: €9.00
- **Pricing model**: Flat Rate (Free version available) (Free Trial)
- **Pricing Details**: €9 Basic
€19 Smart
€39 Premium
€49 Essential 
€99 Business
€199 Enterprise
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Windows (On-Premise), Linux (On-Premise), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: French, German, Italian, Spanish
- **Available Countries**: Austria, Belgium, France, French Guiana, Germany, Guadeloupe, Italy, Martinique, Mayotte, Netherlands, Portugal, Réunion, Spain, St Martin, St Pierre & Miquelon

## Features

- API
- ATM Management
- Accounting
- Activity Dashboard
- Cash Flow Management
- Compliance Management
- Core Banking
- Corporate Banking
- Corporate Card
- Customer Experience Management
- Document Storage
- Expense Tracking
- Financial Management
- Fraud Detection
- Investment Banking
- Invoice Management
- Monitoring
- Multi-Currency
- Online Banking
- Real-Time Data

## Integrations (17 total)

- AssoConnect
- Axonaut
- Comptalib
- Dougs
- Dropbox Business
- Fizen
- Macompta.fr
- Notion
- Odoo
- OneDrive
- Payfit
- Sellsy
- Slack
- Stripe Billing
- Xero

... and 2 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- 24/7 (Live rep)
- Chat

## Category

- [Online Banking Software](https://www.softwareadvice.ie/directory/4184/online-banking/software)

## Related Categories

- [Online Banking Software](https://www.softwareadvice.ie/directory/4184/online-banking/software)
- [Banking Software](https://www.softwareadvice.ie/directory/4216/banking-systems/software)
- [Mobile Banking Software](https://www.softwareadvice.ie/directory/4177/mobile-banking/software)
- [Financial Reporting Tools](https://www.softwareadvice.ie/directory/1904/financial-reporting/software)
- [Expense Report Software](https://www.softwareadvice.ie/directory/427/expense-management/software)

## Alternatives

1. [Metaprise](https://www.softwareadvice.ie/software/337949/metaprise) — 4.7/5 (75 reviews)
2. [Plaid](https://www.softwareadvice.ie/software/179020/plaid-for-lending) — 4.4/5 (95 reviews)
3. [Revolut Business](https://www.softwareadvice.ie/software/341953/revolut-for-business) — 3.9/5 (78 reviews)
4. [Temenos](https://www.softwareadvice.ie/software/263029/temenos-transact) — 4.4/5 (69 reviews)
5. [Airwallex](https://www.softwareadvice.ie/software/210307/airwallex) — 3.9/5 (15 reviews)

## Reviews

### "Excellent, super banque pro en ligne" — 5.0/5

> **Alain** | *12 February 2026* | Transportation/Trucking/Railroad | Recommendation rating: 10.0/10
> 
> **Pros**: Service client très professionnel 
J'utilise le service de facturation et c'est très bien, très adapté pour un suivi de la trésorerie
> 
> **Cons**: Aucune remarque particulière, toutes les fonctionnalités de l'application sont parfaites et m'aide énormément dans mon quotidien
> 
> J'utilise Qonto à 99 % à partir de mon téléphone et cette application est vraiment très pratique pour les virements, le suivi d'encaissement des factures...etc

-----

### "Au top pour ma microentreprise" — 5.0/5

> **Olivier** | *20 March 2026* | Professional Training & Coaching | Recommendation rating: 10.0/10
> 
> **Pros**: Facilitée d’utilisation avec les devis/factures électroniques donc un gain de temps et aux normes par l’administration
> 
> **Cons**: Pour le moment, je n’ai pas trouvé d’aspect négatif par rapport à Qonto pour la gestion de mon organisme de formation.
> 
> J’ai plaisir à utiliser Qonto pour mon organisme de formation en Secourisme, car tout est clair. Lorsque je me connecte sur mon compte, je vois aussitôt le suivi de ma trésorerie.

-----

### "très bon service mais augmentation du prix de l'abonnement non justifié" — 5.0/5

> **Aurélie** | *18 February 2026* | Marketing & Advertising | Recommendation rating: 3.0/10
> 
> **Pros**: facile d'utilisation, rapide et efficace.
Service client disponible
Je ne peux me prononcer pour une société qui a une entreprise avec beaucoup d'activité.
> 
> **Cons**: augmentation du prix conséquente qui ne se justifie pas pour l'exploitation que je fais de ce logiciel au vu de mon activité.

-----

### "Demande de ne plus être limité sur les sous comptes" — 4.0/5

> **Ramata** | *30 March 2026* | Real Estate | Recommendation rating: 8.0/10
> 
> **Pros**: Une interaction rapide, la facilité d'utilisation du logiciel, d'avoir une vue globale sur tout les comptes.
> 
> **Cons**: la relation client, la complexité de mise en relation le fait de devoir passer à chaque fois par le chat. De plus d'être limité sur les sous comptes \!\!\!\!

-----

### "A recommandé sans hésitation" — 5.0/5

> **isabelle** | *9 February 2026* | Individual & Family Services | Recommendation rating: 10.0/10
> 
> **Pros**: Tout est facilité, ouverture de compte, création des factures, vérification des paiements, réception de la carte bleue, choix u code... il n'y a pour le moment que des avantages.
> 
> **Cons**: Aucun pour le moment, je découvre depuis quelques mois et je n'ai pas eu de souci particulier. Peux etre la personnalisation des factures mais c'est un léger détail.
> 
> Tout est fait pour que ce soit simple. Même quand j'ai eu des questions que j'ai posé sur le chat, on m'a répondu immédiatement.

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## Links

- [View on SoftwareAdvice](https://www.softwareadvice.ie/software/446773/qonto)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/mobile-banking/qonto-profile/> |
| en-AU | <https://www.softwareadvice.com.au/software/446773/qonto> |
| en-GB | <https://www.softwareadvice.co.uk/software/446773/qonto> |
| en-IE | <https://www.softwareadvice.ie/software/446773/qonto> |
| en-NZ | <https://www.softwareadvice.co.nz/software/446773/qonto> |

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