---
description: Review of Qonto Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice Ireland.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: Qonto | Reviews, Pricing & Demos - SoftwareAdvice IE
---

Breadcrumb: [Home](/) > [Online Banking Software](/directory/4184/online-banking/software) > [Qonto](/software/446773/qonto)

# Qonto

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> 💡 With an innovative product, highly responsive 7/7 customer service and clear pricing, Qonto has become the European leader in its category.&#10;&#10;Get started with a powerful Business Account for all your everyday banking needs.&#10;&#10;- Local IBANs (🇫🇷 French IBAN / 🇩🇪 German IBAN / 🇮🇹 Italian IBAN / 🇪🇸 Spanish IBAN)&#10;- Payment cards: spend up to €200,000/month. No hidden costs. Pay online, in-store, and abroad, whatever the situation, our range of free and premium corporate cards included in your subscription has got you covered.&#10;- Transfers: flexible payment methods - from Instant SEPA to SWIFT - so you can pay, and get paid, faster.&#10;- Transactions: unlimited history and real-time notifications.&#10;- Financing: easy access to integrated financing options.&#10;&#10;Then, leverage our Financial tools to keep track of your account. &#10;&#10;- Invoice management: centralize invoices \&amp; receipts in one place, get paid faster \&amp; automate your outgoing payments.&#10;- Spend management: control team spending with budgets, automatic receipt collection \&amp; tailored access.&#10;- Bookkeeping: collaborate seamlessly with your accountant, connecting to our suite of tools, and get a full, real-time cash flow overview.
> 
> Verdict: Rated **4.5/5** by 269 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.5/5** | 269 Reviews |
| Ease of Use | 4.7/5 | Based on overall reviews |
| Customer Support | 4.4/5 | Based on overall reviews |
| Value for Money | 4.3/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Qonto

## Commercial Context

- **Starting Price**: €9.00
- **Pricing model**: Flat Rate (Free version available) (Free Trial)
- **Pricing Details**: €9 Basic&#10;€19 Smart&#10;€39 Premium&#10;€49 Essential &#10;€99 Business&#10;€199 Enterprise
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Windows (On-Premise), Linux (On-Premise), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: French, German, Italian, Spanish
- **Available Countries**: Austria, Belgium, France, French Guiana, Germany, Guadeloupe, Italy, Martinique, Mayotte, Netherlands, Portugal, Réunion, Spain, St Martin, St Pierre & Miquelon

## Features

- API
- ATM Management
- Accounting
- Activity Dashboard
- Cash Flow Management
- Compliance Management
- Core Banking
- Corporate Banking
- Corporate Card
- Customer Experience Management
- Document Storage
- Expense Tracking
- Financial Management
- Fraud Detection
- Investment Banking
- Invoice Management
- Monitoring
- Multi-Currency
- Online Banking
- Real-Time Data

## Integrations (16 total)

- AssoConnect
- Axonaut
- Comptalib
- Dougs
- Dropbox
- Macompta.fr
- Notion
- Odoo
- OneDrive
- Payfit
- Sellsy
- Slack
- Stripe Billing
- Xero
- Zapier

... and 1 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- 24/7 (Live rep)
- Chat

## Category

- [Online Banking Software](https://www.softwareadvice.ie/directory/4184/online-banking/software)

## Related Categories

- [Online Banking Software](https://www.softwareadvice.ie/directory/4184/online-banking/software)
- [Banking Software](https://www.softwareadvice.ie/directory/4216/banking-systems/software)
- [Mobile Banking Software](https://www.softwareadvice.ie/directory/4177/mobile-banking/software)
- [Financial Reporting Tools](https://www.softwareadvice.ie/directory/1904/financial-reporting/software)
- [Expense Report Software](https://www.softwareadvice.ie/directory/427/expense-management/software)

## Alternatives

1. [Plaid](https://www.softwareadvice.ie/software/179020/plaid-for-lending) — 4.4/5 (105 reviews)
2. [Revolut Business](https://www.softwareadvice.ie/software/341953/revolut-for-business) — 4.0/5 (81 reviews)
3. [Temenos](https://www.softwareadvice.ie/software/263029/temenos-transact) — 4.4/5 (69 reviews)
4. [Airwallex](https://www.softwareadvice.ie/software/210307/airwallex) — 3.9/5 (15 reviews)
5. [NexorONE](https://www.softwareadvice.ie/software/283035/nexorone) — 5.0/5 (14 reviews)

## Reviews

### "Easy Peasy" — 5.0/5

> **Francesco** | *29 April 2024* | Writing & Editing | Recommendation rating: 10.0/10
> 
> **Pros**: Online platform with every tools needed for a small company.
> 
> **Cons**: None at the moment, I am satisfied the service

-----

### "La banque en ligne professionnel pour des professionnels" — 5.0/5

> **Alexandre** | *2 July 2026* | Events Services | Recommendation rating: 10.0/10
> 
> **Pros**: les informations données, le process en lui-même, c'est réactif et ergonomique.&#10;Le fait d'avoir les débits oucrédits en temps réel, la compta et facturation
> 
> **Cons**: l'accès à la ligne carte crédit, c'est assez utile dans notre profession mais le temps pour y accéder est malheursement un long
> 
> Globalement très satisfait de Qonto je l'ai par ailleurs recommandé. C'est simple d'utilisation et met en avant beaucoup de produits utilse et nécessaire sans pour autant être compliqué à utilisé

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### "Solution idéale, adaptée intuitive" — 5.0/5

> **Celia** | *22 June 2026* | Professional Training & Coaching | Recommendation rating: 3.0/10
> 
> **Pros**: Facilité d'utilisation grâce à une application intuitive et une session web complète. Les offres de Qonto sont aussi intéressantes.
> 
> **Cons**: Difficultés à trouver certaines réponses notamment enregistrement des chèques mais une fois trouver en FAQ ca devient facile.
> 
> Je recommande Qonto. J'ai hésité avant de choisir, aujourd'hui je regrette pas. Solution idéale, adaptée intuitive

-----

### "Ottimo consigliatissimo" — 5.0/5

> **Barbara** | *16 July 2026* | International Trade & Development | Recommendation rating: 10.0/10
> 
> **Pros**: Semplice nell'utilizzo&#10;Intuitivo&#10;Tutte le transazioni a portarta di mano sempre&#10;Servizio assistenza top
> 
> **Cons**: Non ci sono le contabili dei bonifici ricevuti che invece sarebbero molto utili da conservare nell'archivio.
> 
> Ottima per tutto anche per l'utilizzo delle carte aziendali. Noi ne abbiamo 4.&#10;Comodissimo anche per il pagamento con PagoPa, basta inserire il codice avvsio ed il cf utente poi fa tutto da solo.&#10;La gratuità di tutte le operazioni

-----

### "Finalmente il conto giusto per persone e imprese" — 5.0/5

> **Massimiliano** | *23 July 2026* | Public Policy | Recommendation rating: 10.0/10
> 
> **Pros**: Professionalità,trasparenza,costi estremamente contenuti, assistenza super veloce, da consigliare e da provare poiché facile anche l'utilizzo e la gestione del conto.
> 
> **Cons**: Nulla, al momento, tutto perfetto e perfettamente funzionale rispecchia perfettamente le nostre esigenze e i nostri bisogni.
> 
> Ottima e soddisfacente non ci sono motivi per cambiare banca serietà e tempestività nell'assistenza così come per i prodotti erogati.

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## Links

- [View on SoftwareAdvice](https://www.softwareadvice.ie/software/446773/qonto)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/mobile-banking/qonto-profile/> |
| en-AU | <https://www.softwareadvice.com.au/software/446773/qonto> |
| en-GB | <https://www.softwareadvice.co.uk/software/446773/qonto> |
| en-IE | <https://www.softwareadvice.ie/software/446773/qonto> |
| en-NZ | <https://www.softwareadvice.co.nz/software/446773/qonto> |

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