--- description: Review of 8am CPACharge Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice Ireland. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: 8am CPACharge | Reviews, Pricing & Demos - SoftwareAdvice IE --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/4526/online-payment/software) > [8am CPACharge](/software/520479/CPACharge) # 8am CPACharge Canonical: https://www.softwareadvice.ie/software/520479/CPACharge Page: 1 / 2\ Next: [Next page](https://www.softwareadvice.ie/software/520479/CPACharge?page=2) > CPACharge is a payment processing platform designed for accounting professionals and CPA firms. It supports credit card, debit card, and eCheck payments, with next-day deposits. Catering to the specific needs of certified public accountants, tax professionals, bookkeepers, and accounting firms. The platform helps streamline billing operations and manage cash flow efficiently. Payments can be processed through various channels, including online invoicing and in-person transactions. It supports tap-to-pay, chip insert, and swipe methods. The platform automates billing workflows by generating one-time or recurring invoices and sending secure payment links with automated reminders. It provides daily deposits of client funds along with detailed transaction reports to simplify reconciliation. A custom dashboard offers real-time reporting on revenue, costs, and transaction details. CPACharge complies with PCI Level 1 standards and incorporates advanced security measures to protect payment data. The platform tracks payment activity and delivers business insights to help monitor financial performance. It is designed to meet the unique requirements of accounting professionals and CPA firms. > > Verdict: Rated **4.7/5** by 14 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 14 Reviews | | Ease of Use | 5.0/5 | Based on overall reviews | | Customer Support | 4.8/5 | Based on overall reviews | | Value for Money | 4.9/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: 8am - **Location**: Austin, US ## Commercial Context - **Starting Price**: US$10.00 - **Pricing Details**: $10 - No Contract, Monthly Billing Visa, MasterCard \& Discover: 2.99% processing + $0.30 per transaction American Express: 3.90% processing + $0.30 per transaction eCheck: 1% processing ($10 cap) Pay Later, an accounting fee lending solution: 4.95% processing Card Brand Pass-Through fees may apply - **Target Audience**: Self Employed, 2–10, 11–50, 51–200 - **Deployment & Platforms**: Cloud, SaaS, Web-based - **Supported Languages**: English - **Available Countries**: Canada, Puerto Rico, United States ## Features - ACH Payment Processing - Accounting - Billing & Invoicing - Credit Card Processing - Customisable Branding - Data Security - Debit/Credit Card Processing - Electronic Payments - For Accountants - For CPA Firms - In-Person Payments - Invoice Management - Invoice Processing - Online Payments - PCI Compliance - Partial Payments - Payment Fraud Prevention - Payment Links - Reminders - Reporting/Analytics ## Integrations (8 total) - BQE CORE Suite - Bill4Time - CCH iFirm - Fresh Proposals - IRS Solutions Software - QuickBooks Online - Rightworks Cloud Premier - SafeSend ## Support Options - Email/Help Desk - Knowledge Base - Phone Support - Chat ## Category - [Payment Processing Software](https://www.softwareadvice.ie/directory/4526/online-payment/software) ## Related Categories - [Payment Processing Software](https://www.softwareadvice.ie/directory/4526/online-payment/software) - [Actuarial Software](https://www.softwareadvice.ie/directory/4334/accounting-practice-management/software) ## Alternatives 1. [PayPal](https://www.softwareadvice.ie/software/104664/paypal) — 4.6/5 (26408 reviews) 2. [Venmo](https://www.softwareadvice.ie/software/317580/venmo) — 4.7/5 (9281 reviews) 3. [Tipalti](https://www.softwareadvice.ie/software/356595/tipalti) — 4.6/5 (174 reviews) 4. [AvidXchange](https://www.softwareadvice.ie/software/64985/avidxchange) — 4.4/5 (208 reviews) 5. [Stripe](https://www.softwareadvice.ie/software/49509/stripe) — 4.6/5 (3337 reviews) ## Reviews ### "CPACharge makes requesting payments and getting paid easy" — 5.0/5 > **Susan** | *7 August 2025* | Accounting | Recommendation rating: 10.0/10 > > **Pros**: I really like how easy it is to send a quick invoice and request payment with a link in an email to be paid on an encrypted portal either with an echeck or a credit card. I like how I can look up payment received by month or by client. Payments are deposited quickly with the fees charged separately so it is so easy to keep track of. When I had a credit card machine, clients had to call me to enter the payment on the machine and the payments were all mixed up with so many fees all being charged on various dates. I also like that a payment in person can be entered from the portal if they client is here. I can also order a credit card machine but I chose not to. Their reports were not by client but lumped together depending on the credit card they used. > > **Cons**: I wish they would all a separate line item to add a credit card fee to the payment if a client chooses to pay with a credit card instead of an echeck. I finally had to let the client know to add an extra fee to the payment if they plan to pay with a credit card and I would pay the lesser fees if they paid with an echeck. > > So far I can enjoying using CPACharge to to make sure I get paid and having a way to send a link to my clients to pay me quickly using an encrypted portal. My clients also are enjoying this way to pay me rather than having to play telephone tag to pay me over the phone if they are not here in person. ----- ### "Great Support and Easy-to-Use Platform" — 5.0/5 > **Dane** | *2 May 2026* | Accounting | Recommendation rating: 10.0/10 > > **Pros**: CPACharge has been a fantastic fit for our accounting firm. The fee structure is transparent and competitive. There are no surprise charges and they batch out fees monthly, meaning there are no difficult reconciliations. The platform itself is incredibly intuitive; onboarding took minimal time, and our team was up and running almost immediately. But what really sets CPACharge apart is their customer service. Every time we've had a question or needed support, their team has been responsive, knowledgeable, and genuinely helpful. > > **Cons**: If I had to point to one area for improvement, it would be integrations. CPACharge tends to be an "afterthought" with most accounting platforms - we originally switched because of TaxDome's integration that is now sunsetting (not to the fault of CPACharge though - all TaxDome's move). Besides IRS Solutions, I don't know of any other platforms that integrate directly with CPACharge. I'd love to see broader compatibility with more widely adopted platforms particularly something like Stripe-level integration flexibility. For firms that use a mix of tools, a more expansive integration library would make CPACharge an even easier choice. > > Overall, CPACharge has been a reliable, professional-grade solution that fits the way accounting firms actually operate. It's clear the product was built with practitioners in mind, not just adapted from a generic payment platform. The combination of fair pricing, ease of use, and strong customer support makes it a tool I'd recommend to any firm looking to streamline how they collect client payments. ----- ### "Acceptable" — 2.0/5 > **Gregory** | *7 January 2025* | Accounting | Recommendation rating: 6.0/10 > > **Pros**: Ease of use \& setup, website integration, fees > > **Cons**: Refund procedures are deceptive; If you are on east coast and client on west coast pays but you want to refund payment, you will be charged processing fees > > For the most part positive except for voids and refunds ----- ### "The Payment Processor Designed with CPA's in Mind" — 5.0/5 > **Julie** | *27 March 2026* | Accounting | Recommendation rating: 10.0/10 > > **Pros**: I really appreciate that 8am CPACharge does not net down deposits for fees. It makes it so much easier to reconcile deposits when they actually match the invoice amounts. Automatic deposit into my bank means I don't have to deal with requesting transfers. And I love the integration with TaxDome, although I hear that is going away later this year. If there is any way to get them to keep the integration, PLEASE do\!\! I DO NOT want to have to start reconciling my deposits with fees netted out, like I'll have to do with other payment processing services. > > **Cons**: I do deal with some failed transactions, which can be a real headache in the middle of busy season when I don't have a lot of spare time to chase down clients AGAIN for payment. Fortunately it doesn't happen a lot, but it would be nice if it didn't happen at all. > > Overall, my experience with 8am CPACharge has been wonderful. The service has been thoughtfully designed with accountants in mind, which I really appreciate. ----- ### "CPACharge Simplifies Our Monthly Client Payments" — 5.0/5 > **DEYANEYRA** | *17 October 2025* | Accounting | Recommendation rating: 10.0/10 > > **Pros**: CPACharge is very easy to use and makes client payment processing seamless. We mainly use it for Visa card transactions and ACH process automation for our recurring monthly accounting clients, and it’s been a reliable and efficient solution. > > **Cons**: It doesn't accept ATM debit cards. Some seniors don't have VISA-enabled cards or credit cards in general. They only have a debit card on which they receive their Social Security deposits, and it's the only one they use to pay. > > Our overall experience with CPACharge has been excellent. The platform is user-friendly, secure, and reliable, making payment collection simple and efficient for our accounting clients each month. ----- Page: 1 / 2\ Next: [Next page](https://www.softwareadvice.ie/software/520479/CPACharge?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.ie/software/520479/CPACharge) ## This page is available in the following languages | Locale | URL | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | ----- ## Structured Data