---
description: Review of True North Budgeting Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice Ireland.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: True North Budgeting | Reviews, Pricing & Demos - SoftwareAdvice IE
---

Breadcrumb: [Home](/) > [Business Budgeting Software](/directory/265/budgeting-forecasting-software/software) > [True North Budgeting](/software/546684/True-North-Budgeting)

# True North Budgeting

Canonical: https://www.softwareadvice.ie/software/546684/True-North-Budgeting

> True North Budgeting is a private, offline budgeting app designed for people who want to understand and plan their finances without handing their financial data to another online service.

Unlike many budgeting apps, True North Budgeting does not connect to your bank accounts, require a login, sync your budget to the cloud, or track how you use the software. The application runs locally on your computer, and your financial data stays on your device.

True North Budgeting brings income, expenses, bills, debt, assets, goals, and planning tools together in one clear workspace. A color-coded calendar helps you understand when money is coming in and where it needs to go, making it easier to budget around your actual pay schedule rather than relying only on a monthly total.

Users can organize spending using a straightforward 50/30/20 framework across Needs, Wants, Debt, and Investing. Forecasting and what-if tools help users look ahead, explore financial decisions, and understand how changes may affect their plans. Additional tools provide visibility into areas such as debt payoff, credit utilization, assets, savings, and net worth.

True North Budgeting is a good fit for individuals who prefer to enter and manage their finances intentionally rather than automatically importing transactions from financial institutions. It is designed for brief, useful financial check-ins without turning budgeting into a complicated accounting process.

The software is available for Windows, macOS, and Linux. True North Budgeting is sold as a one-time purchase rather than a recurring subscription. The Personal option includes one lifetime license, while Navigator includes three lifetime licenses that can be used across devices or shared.

Documentation and email-based support are available for users who need help with the software. Future product updates are included with the license.
> 
> Verdict: Rated \*\*\*\* by 0 users. Top-rated for **Overall Quality**.

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## About the vendor

- **Company**: Cash Compass

## Commercial Context

- **Starting Price**: US$29.99
- **Pricing model**: Flat Rate
- **Pricing Details**: True North Budgeting is available as a one-time purchase with no subscriptions or recurring fees. The Personal license is $29.99 and includes one license. The Navigator license is $49.99 and includes three licenses for however you choose to use them. Both plans provide the same core budgeting experience with no monthly or annual payments. True North Budgeting works offline and stores financial data locally on the user's device rather than in a True North Budgeting cloud account.
- **Target Audience**: Self Employed, 2–10
- **Deployment & Platforms**: Mac (Desktop), Windows (Desktop), Linux (Desktop)
- **Supported Languages**: English
- **Available Countries**: Canada, United States

## Features

- "What If" Scenarios
- Accounting
- Cash Management
- Data Visualisation
- Expense Management
- Financial Analysis
- Financial Management
- Forecasting
- Reporting/Analytics
- Scenario Planning
- Visual Analytics

## Support Options

- Email/Help Desk

## Category

- [Business Budgeting Software](https://www.softwareadvice.ie/directory/265/budgeting-forecasting-software/software)

## Links

- [View on SoftwareAdvice](https://www.softwareadvice.ie/software/546684/True-North-Budgeting)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/product/546684-True-North-Budgeting/> |
| en-AU | <https://www.softwareadvice.com.au/software/546684/True-North-Budgeting> |
| en-GB | <https://www.softwareadvice.co.uk/software/546684/True-North-Budgeting> |
| en-IE | <https://www.softwareadvice.ie/software/546684/True-North-Budgeting> |
| en-NZ | <https://www.softwareadvice.co.nz/software/546684/True-North-Budgeting> |

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