---
description: Review of Lumino Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice Ireland.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: Lumino | Reviews, Pricing & Demos - SoftwareAdvice IE
---

Breadcrumb: [Home](/) > [Financial Management Software](/directory/3401/financial-management-system/software) > [Lumino](/software/565759/Lumino)

# Lumino

Canonical: https://www.softwareadvice.ie/software/565759/Lumino

> Lumino helps individuals and households manage their entire financial life from a single, secure dashboard. After connecting bank, credit card, investment, and loan accounts through Plaid's read-only integration, users get an automatically updated view of net worth, spending by category, and monthly cash flow, with no manual data entry required. The software categorizes every transaction as it arrives, flags recurring subscriptions and bills, and lets users set category-level budget alerts so overspending is caught early. Built-in goal tracking and a 12-month net worth projection give a forward-looking view of progress, while optional AI-generated insights explain what changed in plain language and answer questions about the user's own data inside the app. A shared-expense feature lets users split bills with friends or roommates using data pulled directly from the connected account, avoiding manual entry of amounts and dates. Because Lumino has zero transaction capability, it can view balances and history but can never move money, and data is encrypted in transit with bank credentials never stored on Lumino's servers. Support is available through email, a help desk, FAQs, and a knowledge base. Lumino suits individuals, couples, and households who want a consolidated view of accounts, budgets, and net worth without spreadsheets, and is available on web, iPhone, and Android.
> 
> Verdict: Rated \*\*\*\* by 0 users. Top-rated for **Overall Quality**.

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## About the vendor

- **Company**: Kaizen Software Systems

## Commercial Context

- **Starting Price**: US$0.99
- **Pricing model**: Flat Rate (Free version available) (Free Trial)
- **Pricing Details**: Lumino offers a straightforward pricing structure with a single subscription plan that includes all features.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile)
- **Supported Languages**: English
- **Available Countries**: Canada, United States

## Features

- Budgeting/Forecasting
- Cash Management
- Dashboard Creation
- Data Import/Export
- Data Visualisation
- Financial Analysis
- Financial Reporting
- Generative AI
- Investment Management
- Mobile Access
- Predictive Analytics
- Projections
- Real-Time Analytics
- Real-Time Data
- Real-Time Monitoring
- Third-Party Integrations
- Transaction History
- Visual Analytics

## Integrations (2 total)

- Plaid
- Stripe

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base

## Category

- [Financial Management Software](https://www.softwareadvice.ie/directory/3401/financial-management-system/software)

## Links

- [View on SoftwareAdvice](https://www.softwareadvice.ie/software/565759/Lumino)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/product/565759-Lumino/> |
| en-AU | <https://www.softwareadvice.com.au/software/565759/Lumino> |
| en-GB | <https://www.softwareadvice.co.uk/software/565759/Lumino> |
| en-IE | <https://www.softwareadvice.ie/software/565759/Lumino> |
| en-NZ | <https://www.softwareadvice.co.nz/software/565759/Lumino> |

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