---
description: Review of Interlace Software: system overview, features, price and cost information. Get free demos and compare to similar programs on Software Advice Ireland.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: Interlace | Reviews, Pricing & Demos - SoftwareAdvice IE
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/4526/online-payment/software) > [Interlace](/software/673465/Card-as-a-Service)

# Interlace

Canonical: https://www.softwareadvice.ie/software/673465/Card-as-a-Service

> Interlace is card issuing infrastructure. Companies use it to run their own payment card programs, issuing cards under their own brand to their own customers or employees, without building issuing infrastructure or securing card scheme sponsorship themselves.

The typical buyer is a platform: a cryptocurrency exchange, digital wallet, neobank, fintech, brokerage, or spend management product whose users want a card. Building that capability in-house means negotiating scheme sponsorship, securing BINs, integrating a processor and standing up a compliance stack before the first card exists. Interlace supplies all of it through a single API, with programs running on its own 30+ card BINs.

What a program includes:

Cards are issued virtually or physically, under the client's own branding and card design. Each card carries its own spend limits (per transaction, per day, per month) alongside merchant category restrictions and merchant allowlists. Cardholders are created programmatically and organised into sub-accounts, so balances and controls stay separated by user, team or client. Cards can be frozen, unfrozen or cancelled through the API or an admin console, and tokenised into Apple Pay and Google Wallet.

Compliance and program structure:

KYC for individuals, KYB for businesses, and KYT and AML transaction screening are built into the issuing flow rather than sourced separately. Card data is handled under PCI DSS Level 1. Interlace operates through licensed entities in Hong Kong, the United States and Canada.

Clients choose between two program structures. In Merchant-of-Record mode, Interlace holds more of the regulatory relationship, which suits teams that want a lighter compliance burden. In Gateway mode, the client holds the customer relationship and Interlace supplies the rails. The choice affects both compliance workload and commercial model, and is usually settled during scoping.

Funding and settlement:

Programs can be funded in fiat or in stablecoins (USDC and USDT), and settle across 40+ currencies, with cards spending in 180+ countries. For platforms whose customers hold stablecoin balances, this removes the separate off-ramp step that would otherwise sit between a balance and a purchase.

Timelines:

An API-integrated program typically goes live 14 to 21 days after contract. For teams without engineering capacity, a no-code option launches a branded program in three days, with the option to migrate to direct API integration later.

AI agent cards:

Interlace also issues cards to AI agents. These hold a zero balance until an authorised transaction triggers just-in-time funding, and are constrained by merchant allowlists, time-window restrictions, online-only enforcement and per-transaction caps.

Pricing is scoped per program according to volume and structure, and is not published.
> 
> Verdict: Rated \*\*\*\* by 0 users. Top-rated for **Overall Quality**.

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## About the vendor

- **Company**: Interlace
- **Location**: Singapore City, San Marino
- **Founded**: 2019

## Commercial Context

- **Starting Price**: US$1.00
- **Pricing model**: Usage Based
- **Pricing Details**: Interlace pricing is scoped per card program rather than sold from a published rate card.

Cost depends on the shape of the program: expected card volume, whether cards are virtual, physical or both, the markets and currencies involved, the program structure chosen (Merchant-of-Record or Gateway), and the level of compliance handling required. These vary widely between a platform issuing a few hundred cards in one market and one issuing at scale across several regions, so a single list price would not be meaningful for either.

Pricing is agreed during scoping, before integration work begins, and is quoted in USD. A scoping conversation typically covers volume forecasts, the card types and markets needed, the program structure, and how the program will be funded (fiat, stablecoin, or both).

Two deployment routes are available and are priced differently:

API integration - the full card issuing API, with a program typically live 14 to 21 days after contract.

Infinity Launch - a no-code branded card program on a ready-to-deploy platform, live in three days, for teams without engineering capacity to integrate.

For a quote, visit the website and request a demo to talk to the sales team.
- **Target Audience**: 2–10, 11–50
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: Chinese, English
- **Available Countries**: Afghanistan, Albania, Algeria, American Samoa, Andorra, Angola, Anguilla, Antigua & Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize and 197 more

## Features

- API
- APIs
- Activity Dashboard
- Alerts/Notifications
- Compliance Management
- Configuration
- Contactless NFC
- Cryptocurrency Processing
- Customisable Branding
- Data Import/Export
- Data Security
- Debit/Credit Card Processing
- Digital Wallet Integration
- Digital Wallet Payments
- Encryption
- Financial Management
- For Financial Institutions
- Fraud Detection
- In-Person Payments
- Integration

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- 24/7 (Live rep)
- Chat

## Category

- [Payment Processing Software](https://www.softwareadvice.ie/directory/4526/online-payment/software)

## Related Categories

- [Payment Processing Software](https://www.softwareadvice.ie/directory/4526/online-payment/software)
- [Financial Services Software](https://www.softwareadvice.ie/directory/4356/financial-services/software)

## Links

- [View on SoftwareAdvice](https://www.softwareadvice.ie/software/673465/Card-as-a-Service)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/product/673465-Card-as-a-Service/> |
| en-AU | <https://www.softwareadvice.com.au/software/673465/Card-as-a-Service> |
| en-GB | <https://www.softwareadvice.co.uk/software/673465/Card-as-a-Service> |
| en-IE | <https://www.softwareadvice.ie/software/673465/Card-as-a-Service> |
| en-NZ | <https://www.softwareadvice.co.nz/software/673465/Card-as-a-Service> |

-----

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